Winger
Site Moderator
Member Since: 15 Feb 2005
Location: UK
Posts: 3428
 
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| 0% Finance offer extended until 31/12/09 |
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The subject line says it all....
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 1st Oct 2009 10:26 am |
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DiscoDunc
Member Since: 08 May 2006
Location: Bristol
Posts: 16390
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dont you have to pay a 60% deposit though Duncan
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If I'd known I was going to be so thirsty this morning I'd have drunk more beer last night.
FFRR Autobiography 4.4 SDV8 MY17
D4 HSE MY13 SOLD
FFRR 3.6 Vogue TDV8 SOLD
D4 HSE MY10 SOLD
D4 SE TECH MY15 SOLD
D4 XS MY12 SOLD
D4 HSE MY10 SOLD
D3 HSE MY06 - Re-Cycled Worldwide
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| 1st Oct 2009 10:39 am |
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Winger
Site Moderator
Member Since: 15 Feb 2005
Location: UK
Posts: 3428
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Yes - about 60%
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| 1st Oct 2009 10:51 am |
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markalpha
Member Since: 25 Oct 2006
Location: ELY
Posts: 92
  
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Very tempting deal, must see if wife will swap her Freelander for one. Then I can can keep my Defender, happy days.
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| 2nd Oct 2009 11:01 am |
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cheddarwards
Member Since: 07 Aug 2006
Location: Somerset
Posts: 169
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Does anybody have any experiance of the cost (deposit & GFV) on a HSE? I was just interested to see if i could justify the deal in my mind & wallet.
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| 2nd Oct 2009 11:44 am |
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Bill Wright
Member Since: 03 Nov 2007
Location: Glorious Devon
Posts: 3254
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Cheddarwards
I qualified for this deal under the recent extension and I have to front up 56.5% when the vehicle is delivered. That was on an XS. I'm not sure how they weight the 55-65%. Maybe it's credit rating, maybe it's the total cost of the vehicle and the perceived risk.
Bill Wright Never take life too seriously. Nobody gets out alive anyway.
D4 SDV6 SE Tech Kaikoura Stone MY15.
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| 2nd Oct 2009 12:12 pm |
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ad15
Member Since: 14 Dec 2008
Location: up that tree
Posts: 4866
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it still works out at you having to put away £650 a month minimum.. to pay at the end.. one wife.......livid
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| 2nd Oct 2009 12:23 pm |
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Winger
Site Moderator
Member Since: 15 Feb 2005
Location: UK
Posts: 3428
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The other way of looking at this is from the position that you have the money to pay now, but can usefully put the balance to use elsewhere in the interim - either earning interest or plugged into the stock market. Cashflow optimisation is the way I look at it.
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| 2nd Oct 2009 1:06 pm |
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highlandcow
Member Since: 14 Oct 2009
Location: Location
Posts: 209
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cheddarwards wrote:Does anybody have any experiance of the cost (deposit & GFV) on a HSE? I was just interested to see if i could justify the deal in my mind & wallet.
I've gone for a deal with a GFV of just under £21,000 for a stock D4 HSE with 20" wheels, privacy glass and surround cameras; and a trade-in of £25,400 and £4,100 cash.
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| 15th Oct 2009 7:46 pm |
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mwestcrew
Member Since: 24 May 2005
Location: Warwickshire
Posts: 334
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I am using this deal for my car which I collect on Saturday. Deal is 60% down, Guaranteed Future Value of 40%. car is £51K4.
Balance in 2years or give the car back and walk away or trade in against something new. I kind of hope that the car hasn't lost 60% of its value in 24 months and there is some equity in it to either PartEx or sell the car and settle balance. As an alternative you could re-finance the balance when it comes due.
It was a struggle coming up with the £30K, but I will enjoy not having to make any payments every month!! 2011 D4 Landmark, Mini Cooper SD Clubman, Range Rover Vogue SE
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| 15th Oct 2009 8:43 pm |
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mwestcrew
Member Since: 24 May 2005
Location: Warwickshire
Posts: 334
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2 years is a long time from a financial view point right now. Who knows what could happen with vehicle values, all the guides are saying that a D4 should be worth 55% after 3years making borrowing £20k at 0% over two years look attractive, but it might drop like a stone and everyone who tok the deal be left with pants down. Only time will tell 2011 D4 Landmark, Mini Cooper SD Clubman, Range Rover Vogue SE
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| 15th Oct 2009 11:24 pm |
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highlandcow
Member Since: 14 Oct 2009
Location: Location
Posts: 209
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Had a look at the paperwork, the GFV for me is £20,145 and I'm more than happy with that because that's all I'll have to pay in two years to keep the car, which I'm planning to do.
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| 16th Oct 2009 11:32 am |
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mwestcrew
Member Since: 24 May 2005
Location: Warwickshire
Posts: 334
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My GFV is the same basically and it does suit me. 2011 D4 Landmark, Mini Cooper SD Clubman, Range Rover Vogue SE
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| 16th Oct 2009 1:00 pm |
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| 08MY Discovery 3 (history) 
