Member Since: 30 May 2011
Location: Inverness-Shire
Posts: 24
To buy warranty or not???
Evening All,
After having a prop shaft fail after three weeks of disco ownership, I'm thinking that it might be worth paying the £600/year we were quoted by the dealer today for extended warranty.
Does anyone have any comments on whether this is a good idea or not? Is it worth the outlay?
2005 D3 with 56k on the clock.
Is there anything that the warranty doesn't cover me for that I should be aware of? Does it cover diffs/box/air suspension etc?
I would have it in a heartbeat after that initial scare but thought I'd gather the valuable opinions of all you forum members first!
Thanks,
SteveD3 HSE
What do all these buttons do???
8th Aug 2011 9:34 pm
mantamad
Member Since: 13 Sep 2010
Location: Harrogate
Posts: 24
I paid £463 for a Car Care Plan 5 warranty that does look to cover most things but mine is an 06 one so got the 5 year plan.
I will find out haw good it is this week when it geos in for an aircon problem and a faulty door catch.
SimonDon't take life too seriously...none of us get out alive anyway
8th Aug 2011 9:44 pm
Dave T
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6902
After my experience with warrantywise I would say look very very closely at the small print, does it include everything except what is specifically mentioned or does it only cover what is stated, that could leave a large number of grey areas with a car like a D3.
Also does it cover wear and tear, if not then I would just save my money, cross my fingers and find a good specialist. How many things just "break" after 6 years that can't be put down to wear and tear? Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
9th Aug 2011 7:11 am
Discoed
Member Since: 16 Jun 2010
Location: Yorkshire
Posts: 1020
I wouldn't bother as long as you can find a good independent to keep things in good order. I suspect I have been lucky but £600 or thereabouts for a warranty does not seem to me to a wise investment - esp given the hassle people seem to have with what is and what isn't covered.
Just started 4th year of no warranty, having had only minor items in the preceding 3 years of warranty (caliper, "clock spring" & load cover latch). Worst problem was rodent-nibbled fuel tank piping, requiring a new tank, but insurance covered that. Low mileage, but tows a horse trailer now and then.Time flies like an arrow; fruit flies like a banana
I've had a Warranty Direct warranty for the last 2 years but have only claimed twice - once for a failed alternator plus worn out belt tensioner and the 2nd time for a front hub replacement (wheel bearing shagged). So far, I've paid out more for warranty than they have for claims, especially as there is an excess (isn't there always) plus you pay a percentage towards the cost of the parts that increases with the mileage you have done .
Just had a renewal notification from WD - £800 odd for the next year so I may well take a chance and ditch it Now an ex-D3 owner after 7 happy years. Miss the car but not the big bills
9th Aug 2011 12:01 pm
Andrew Hebron
Member Since: 16 Jan 2009
Location: Teddington
Posts: 501
Member Since: 03 Jul 2009
Location: Glasgow
Posts: 6902
Reading that I think you should have saved your money! Once you get to four or five years old what aren;t they going to put down to wear and tear?Joined the BMWX5 45e group
1994 Defender 90
2015 RRS Corris Grey/Black roof
2016 D4 Graphite Santorini Black
2012 D4 XS Orkney Grey
2005 D3 S Maya Gold
Convoy for Heroes 2011
9th Aug 2011 4:04 pm
Andrew Hebron
Member Since: 16 Jan 2009
Location: Teddington
Posts: 501
Dave T wrote:
Reading that I think you should have saved your money! Once you get to four or five years old what aren;t they going to put down to wear and tear?
Wear & tear is the unavoidable achilles heel of all these warranties.Andrew
9th Aug 2011 4:49 pm
AndrewW
Member Since: 06 Aug 2007
Location: Saddleworth
Posts: 2302
Warranty Direct just forced my dealer down to £60 an hour and 10% off parts price - for a passenger door lock. I expected to have to pay the difference - but the dealer Invoice states WD's prices (I paid, of course, and have to claim back AND there is a £50 excess) so a £165 job cost me £145 and and I'll get £95 - hopefully).
Not sure about next year though. The battle I had last year to get the seized EPB covered was off-putting...
A2006 D3 finally swapped for a 2016 D4 Graphite in Graphite grey. No mods
9th Aug 2011 6:15 pm
rnlisg
Member Since: 07 Aug 2010
Location: kent
Posts: 209
just taken out a policy with w/direct on swmbo,s x-type jag,had a good haggle,got the original quote of £488 down to £399 plus got 13months cover,wear and tear also mot failure parts that qualify and no excess to pay,also upgraded to the top policy,i would be very,very nervouse not having a warranty on a d3,just reading the problems that danny ubertek has had for a seized engine,w/direct are footing the bill(very serious dosh)s/steel side tubes,door trims with bright inlay,front and rear light guards,half chrome mirror caps,mud flaps,chrome finishers on boot and rear bumper step,chrome finishers round gear shift and cup holders,chrome door handle covers.d/4 grille conversion,chrome foglamp bezzells,parrot bluetooth.***sadly missed**********
20th Aug 2011 9:00 pm
euangibson
Member Since: 24 Dec 2010
Location: Borders
Posts: 11027
I had a very good experience of warranties,contrary to most peoples experience.....bought my car in Dec'10 with an optional 3 month warranty (£150)...2 months into ownership my front diff went....didn't think there was any way they would pay out,by quoting the infamous "wear and tear" clause....thanks to an excellent Indy (Andy White) it was inspected by the warranty company and covered under "sudden and catastrophic failure"
Still cant quite believe it as I was expecting the usual big fight...........£1000 saved as opposed to £150 paid out
And the question you all want answered...... www.momentumwarranties.co.uk"Better to remain silent and be thought a fool,than to speak out and remove all doubt" ?.....what rubbish...
Locking rear E-diff
RLD spare wheel protector & sump guard
Extended roof rails
Series 111 mudflaps
Black side tubes,grill and vents
Timed climate remote
Hids4u interior lights
D4 Firenze my2012 HSE
D3 Java 2005 SE manual (sold,sadly,thanks for the memories)
1966 '88 Series 2a....still starts in the morning better than I do...
21st Aug 2011 9:30 am
ambrose
Member Since: 26 Feb 2011
Location: Dorset
Posts: 58
Recently had my suspension compressor replaced, but this was not covered by the AA 5 star warranty that the car dealer had sold with the car so I had to pay
Acording to the AA Warranty guy no air suspension parts are coverd.
Local Indy done the repair ,charged 1hr labour plus parts + the dreaded. Still all fixed now and you can tell the difference in the ride.
21st Aug 2011 3:49 pm
John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
Ambrose - when did the dealer sell you the car? Less than six months ago? Forget the warranty, he should have sorted it. He should probably sort it up until 12 months, but you'd have had more of an arm wrestle.
http://www.honestjohn.co.uk/faq/consumer-rights/2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
22nd Aug 2011 6:15 pm
GSLRO
Member Since: 10 Sep 2008
Location: Sunderland
Posts: 1279
Warranty Direct 6 months into the second year and paid for itselft already (both years) ... can be a bit slow at getting a decision esp if you take it to your local garage (LR or Indie) but so far no problems! Paid up front and cheque lands within 10 working days.
£50 excess and if your car has over 60k miles less 10% of the parts, 70k less 20% of the parts (betterment and all that).
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