Brian Considine
Member Since: 05 Dec 2022
Location: Nr Margate
Posts: 280
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Gareth,
My experience was driving HGV's - they had scoring tables & I never bothered with trying as I always pulled away "promptly" so as not to impede other traffic. My score was always about mid way.
Another thing you were "flagged" for was going over 2,000 rpm so if you kept under that your progress on gradiants was dangerous the way you got in the way of everyone else (including other HGV's). They were autos too and always specced with the lowest power engines. At one time you could over ride the gearbox but when I left they were starting to inhibit that.
No such  to contend with now - I drive a 26ton 6 x 6 Mercedes Gritter/snowplough - nice bit of kit !!
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 30th Jan 2024 1:24 am |
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mark the spark
Member Since: 22 Jun 2011
Location: southampton
Posts: 2547
 
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Been quoted 760 for my d4 and 730 for the wifes evoque as part of a multicar both up 150 each on last year
i was going to shop around but reading on hear that sounds about the money for sdp + biz use MY05 SE D3 Manual my first LR what a car
MY10 HSE D4 auto
MY14 XXV more buttons than the spaceshuttle
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| 30th Jan 2024 9:20 am |
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pjm-84
Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2709
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Brian Considine wrote:Gareth,
My experience was driving HGV's - they had scoring tables & I never bothered with trying as I always pulled away "promptly" so as not to impede other traffic. My score was always about mid way.
Another thing you were "flagged" for was going over 2,000 rpm so if you kept under that your progress on gradiants was dangerous the way you got in the way of everyone else (including other HGV's). They were autos too and always specced with the lowest power engines. At one time you could over ride the gearbox but when I left they were starting to inhibit that.
No such to contend with now - I drive a 26ton 6 x 6 Mercedes Gritter/snowplough - nice bit of kit !!
2000rpm......  ..... Gardner 180 for you from now on.
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| 30th Jan 2024 10:03 am |
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zig
Member Since: 09 Sep 2005
Location: Scotland
Posts: 652
 
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Davethegeo wrote:Just renewed 63 plate D4. SDP and commuting. Myself and wife as named drivers. Full NCD. £630 with Direct Line.
Also in Edinburgh my renewal paperwork came through today £643 (29% increase relative to last year) with NFU for a 55 plate Discovery 3 for wife and myself as drivers with included Road Rescue - National plus Home Assist (provided by RAC).
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| 10th Jun 2024 4:16 pm |
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Oxford-boy
Member Since: 07 Sep 2015
Location: Oxford
Posts: 1164
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Myself and the wife on our 2014 D4 XXV is £700 with NFU and a long list of specified modifications/add ons. Clean records. Garaged. Tracker and Ghost (Ghost attracts zero discount but is 'noted' as risk reducing they say). Jim
2014 Discovery 4 XXV SDV6 Causeway Grey
2016 Discovery 4 HSE Lux SDV6 Loire Blue - now gone
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| 10th Jun 2024 6:28 pm |
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GrumpyPenguin
Member Since: 06 Mar 2024
Location: Thanet Kent
Posts: 37
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pjm-84 wrote:
2000rpm...... ..... Gardner 180 for you from now on.
Yes please................
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| 16th Jun 2024 10:38 am |
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MrTed
Member Since: 06 Jan 2023
Location: Isle of Sheppey
Posts: 224
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Just had my renewal quote in from Churchill: £1400!!!!! (Insurance Postcode area 'C')
Last year it was £1100.
(https://www.theclayclothcompany.co.uk/blogs/motoring/car-insurance-postcodes)
Now renewed with 1st CENTRAL for £700 with enhanced cover & courtesy car. Winner, winner, chicken dinner. Bye-bye Churchill. Discovery 4 HSE late 2015 Euro6
Jaguar XF Portfolio (PX'd for above)
Mitsubishi Galant V6 (PX'd for above)
Instagram: @mrtedgfx
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| 26th Nov 2024 11:03 am |
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pjm-84
Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2709
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But it wont be Central next year. They come in low and then hike on renewal. Central 1 were 25% more expensive on renewal than Aviva for me.
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| 26th Nov 2024 12:05 pm |
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MrTed
Member Since: 06 Jan 2023
Location: Isle of Sheppey
Posts: 224
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This is it. Every insurance company hikes quotes so I always jump ship. Its crazy really because if Churchill had dropped it by say, fifty quid, I may well have said sod it & stayed but now they've lost over a grand... (for at least another year). Mind you, other people may jump ship to them from elsewhere so it probably evens-out. Stupid isn't it? The first insurance company that has a customer loyalty scheme (and advertises it) will clean up in this climate... Discovery 4 HSE late 2015 Euro6
Jaguar XF Portfolio (PX'd for above)
Mitsubishi Galant V6 (PX'd for above)
Instagram: @mrtedgfx
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| 26th Nov 2024 12:12 pm |
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Moo
D3 Decade
Member Since: 13 Aug 2010
Location: UK
Posts: 15084
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I'm stuck with Admiral because they seem to be the only ones that will insure my daughters on my car, indeed the only ones that would insure my youngest on her D3 when she was 17.
 Mind you, service has been good when i've needed it. D4 HSE EU6 (Known as Jeeves)
New Defender L663 110 SE (known as Noddy!) Sold
Sold Volvo XC90 R-Design (known as Basil)
Sold - D4 HSE (Known as Gerty)
No longer the Old Buses original owner 
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control
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| 26th Nov 2024 1:02 pm |
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waterbuoy
Member Since: 26 Oct 2013
Location: Argyll
Posts: 2991
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We've also found Admiral to be flexible and accommodating (so to speak) - over the years I have tried others but usually end up coming back to them for a variety of reasons. Currently 2009 Disco 3 SE, 2013 MY D4 HSE and 2016 D4 SE
Previously:
TD5 Defender 110 CSW (230k miles)
300TDi Disco 1 (289k)
4 RR Classics (300-350k each, 2 manual, 2 auto)
110 V8 CSW (220k)
S3 109 hi cap pickup (ex RN)
S2A 88 Safari SW with lpg conversion (bloody lethal)
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| 26th Nov 2024 1:20 pm |
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HairyFool
Member Since: 04 Jan 2023
Location: North Essex
Posts: 728
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My Hastings jumped by £300 despite an extra years NCB.
However a search online only gave one result significantly lower and that one lacks windscreen cover which given the c**p on the roads and how much a heated Land Rover screen costs is significant.
As we have a second car I don’t need that particular option but can’t take it out. It does highlight how hard it is to compare policies when there are so many features that can vary. A visitor from the dark side, my other vehicle is an is still an EV. Strictly speaking its SWMBO.
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| 26th Nov 2024 7:28 pm |
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MrTed
Member Since: 06 Jan 2023
Location: Isle of Sheppey
Posts: 224
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MrTed wrote:Just had my renewal quote in from Churchill: £1400!!!!! (Insurance Postcode area 'C')
Last year it was £1100.
(https://www.theclayclothcompany.co.uk/blogs/motoring/car-insurance-postcodes)
Now renewed with 1st CENTRAL for £700 with enhanced cover & courtesy car. Winner, winner, chicken dinner. Bye-bye Churchill.
----------------
Just changed my insurance address (as i'm moving) to the Isle of Sheppey for the end of the month, which is the same Postcode number insurance rating as where I currently live in Rickmansworth (C) and 1st Central stuffed me for an additional £472 for the rest of the year up to December.... Wow. Looks like I'll be shopping around in December again!  Discovery 4 HSE late 2015 Euro6
Jaguar XF Portfolio (PX'd for above)
Mitsubishi Galant V6 (PX'd for above)
Instagram: @mrtedgfx
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| 7th Mar 2025 10:33 am |
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M3DPO
Member Since: 22 Sep 2010
Location: Notts.
Posts: 8266
 
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I wouldn’t like to insure anyone’s vehicle for any price how vehicles are driven nowadays and it will only get worse with EV’s. It can when others can't,
It will when others won't,
It goes where others don't.
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| 7th Mar 2025 1:06 pm |
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RogB
Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1819
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Moo wrote:I'm stuck with Admiral because they seem to be the only ones that will insure my daughters on my car, indeed the only ones that would insure my youngest on her D3 when she was 17.
Mind you, service has been good when i've needed it.
I was with Admiral for my DS, and my 30 year old daughter bought a 65 plate Evoque at the same time last August but her insurance company wouldnt cover her (even at her age, max no claims etc) so I added her to Admiral with me under multi car.
Renewal for hers came in at £1700 this month, but haggled them down to £1200. My daughter then found Hastings would insure her for better cover for £750 so she switched to them. Then because I lost the multicar discount they hiked my premium, and I then found Allianz were £160 cheaper for better cover so Admiral then lost my custom as well.
Their original quote for the 2 cars was £2300 and they couldnt match anything else so lost all that money off us.
Insurance is just a joke these days, especially with how quick they are to write cars off for minor damage. 2015 D4 HSE
2011 D4 XS 305 MY12 - gone but not forgotten
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| 7th Mar 2025 2:27 pm |
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