Advertise on DISCO3.CO.UK
Forum · Gallery · Wiki · Shop · Sponsors
DISCO3.CO.UK > Finance, Insurance and Warranties

D3.. car Vs Commercial insurance
Post Reply  Down to end
Page 1 of 1
Bird_2112
 


Member Since: 27 Aug 2020
Location: SWANSEA
Posts: 57

United Kingdom 2007 Discovery 3 TDV6 Commercial Manual Stornoway GreyDiscovery 3
D3.. car Vs Commercial insurance

Hi, Sorry for really having used this as an info resource the last 3 years as instead of swapping to a D3 then I stuck with another D2. Anyway that has been written off so going to move onto a D3. Looked at a '07 commercial yesterday and phoned Flux who I have been with for years to get a quote. Larger tyres, side steps, snorkel and HD bumper. Quote came in at £2100 and it had to be a new policy. Also had a quote for a pretty standard 2007 HSE just mentioning side steps and larger tyres. I have 4 months left on my policy (paid£380) just have to pay an extra £147. Seems a big difference for the commercial, do you think commercials would be a lot more to insure ?
Thanks,
Gareth
  
Post #235055216th Oct 2023 3:03 pm
View user's profile Send private message View poster's gallery Reply with quote
G3Z
 


Member Since: 16 Dec 2018
Location: South Wales
Posts: 543

Wales 2007 Discovery 3 TDV6 GS Manual Zambezi SilverDiscovery 3

Yes. I’ve always found commercials more to insure. What you save on tax you end up paying on insurance.
 Defender 110 2.4 TDCi Utility Station Wagon.

2007 Disco 3 GS TDV6 Manual
200,000+ mile club 😎 
 
Post #235057116th Oct 2023 7:12 pm
View user's profile Send private message View poster's gallery Reply with quote
nigethecat
 


Member Since: 11 Sep 2016
Location: Marnoch
Posts: 4186

Ukraine 2016 Discovery 4 3.0 SDV6 Commercial XS Auto Corris GreyDiscovery 4

Think my 2016 commercial was less than £500 a year fully comp with trailer cover as well, so have a good shop around Thumbs Up
 I want to see the sweets before I get into your windowless van... I'm not stupid!

Corris Grey D4 Commercial SE 2016
Zermatt Sliver 2007 D3 SE manual (gone)
Indus Silver D4 HSE 2015 (gone)
Bonatti Grey D3 HSE 2006 (gone)
White D3 S (LHD) 2007 (gone)
Firenze Red D4 HSE 2014 (gone)
Black RRS 3.6TDV8 2008 (gone)
Rusty Green Defender 110 1997 (gone)
Black FL2 HSE 2013 (gone) 
 
Post #235061617th Oct 2023 8:09 am
View user's profile Send private message View poster's gallery Reply with quote
Bird_2112
 


Member Since: 27 Aug 2020
Location: SWANSEA
Posts: 57

United Kingdom 2007 Discovery 3 TDV6 Commercial Manual Stornoway GreyDiscovery 3

Back in the late 2000's I swapped from a D1 commercial to a standard D1 after the engine failed and I am sure there wasn't any noticeable change in cost.

Thanks for the replies so far.
  
Post #235061917th Oct 2023 8:18 am
View user's profile Send private message View poster's gallery Reply with quote
Brooklyn
 


Member Since: 05 Aug 2023
Location: Nottinghamshire
Posts: 11

England 2007 Discovery 3 TDV6 GS Manual Java BlackDiscovery 3

Having swaped from car to commercial a few times I've found that not many insurance companies are competitive at both, a new policy is normally the best option.

Be careful regarding your NCB, some companies won't it used on a private car once its been used on a commercial.
  
Post #235069617th Oct 2023 7:56 pm
View user's profile Send private message View poster's gallery Reply with quote
Brooklyn
 


Member Since: 05 Aug 2023
Location: Nottinghamshire
Posts: 11

England 2007 Discovery 3 TDV6 GS Manual Java BlackDiscovery 3

Double post
  
Post #235069717th Oct 2023 7:56 pm
View user's profile Send private message View poster's gallery Post Reply
Display posts from the last:  
Post Reply Back to top
Page 1 of 1
Jump to:  
Previous Topic | Next Topic >


Posting Rules
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



DISCO3.CO.UK Copyright © 2004-2024 Futuranet Ltd & Martin Lewis
DISCO3.CO.UK RSS Feed - All Forums

DISCO3.CO.UK is independent and not affiliated to Land Rover.
Switch to Mobile Site