Advertise on DISCO3.CO.UK
Forum · Gallery · Wiki · Shop · Sponsors
DISCO3.CO.UK > Finance, Insurance and Warranties

Difference in insurance quotes
Post Reply  Down to end
Page 1 of 2 12>
gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 13854

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3
Difference in insurance quotes

Weird as they have exactly the same details but the 1st is from compare the market , 2nd from confused.com , strange seeing there from the same insurance company

Did go with Hastings this time seeing my renewal was some £1100 , know many renewals have virtually doubled for many , at the end of the day wished to at least share this in the hope it saves somebody on there policy



Click image to enlarge


Click image to enlarge
   
Post #235166729th Oct 2023 4:09 am
View user's profile Send private message View poster's gallery Reply with quote
Worms
 


Member Since: 24 Sep 2023
Location: Highlands
Posts: 323

Scotland 2005 Discovery 3 TDV6 Base 7 Seat Auto Zambezi SilverDiscovery 3

I don't know about your quotes, but what I found weird was that despite the wide variation in prices from the retail insurance companies, they nearly all shared the same underwriter.
 Previously:
2010 FL2 TD4e GS
‘93 Defender 110 200TDi CSW - still got this, non-runner on SORN.
‘87 Defender 90 4 cyl Petrol
‘83 110 CSW V8 - best ever!
Range Rover 2-door V8 (not sure of year - 4-speed box and vacuum diff switch)
Series III SWB Diesel 
 
Post #235167029th Oct 2023 7:43 am
View user's profile Send private message View poster's gallery Reply with quote
Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 14129

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

My renewal on my Defender. and a GoCompare quote.

Nothing has changed! Twisted Evil


Click image to enlarge


Click image to enlarge
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #235168529th Oct 2023 10:39 am
View user's profile Send private message View poster's gallery Reply with quote
gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 13854

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

@WORMS, I wondered that about what underwriters were used , I was advised mine went up due Markerstudy Insurance Services Ltd no longer available

@MOO, holy mother of god, I thought mine was high Thud , fingers crossed u were able to get a better price

Does seem this year in particular that premiums have sky rocketed , really feel sorry for the youngsters trying to get cover if at all and wonder how many drivers will try and risk not having insurance

However with so many cameras around can’t see them getting away with it for very long
   
Post #235169029th Oct 2023 12:20 pm
View user's profile Send private message View poster's gallery Reply with quote
Jamiehol
 


Member Since: 13 Nov 2015
Location: Ipswich
Posts: 354

United Kingdom 

The policies on our D4 and my D3 went up by about £50 each for the renewal in September, before I had the renewals docs through from A Plan I looked at the cheapest quote for the D4 from the Meerkats was £8k.

Admiral were £500 or so per vehicle, as it is the A Plan quotes were still the lowest so stayed with them.
  
Post #235169829th Oct 2023 3:00 pm
View user's profile Send private message View poster's gallery Reply with quote
Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26744

United Kingdom 

Cheapest quote on my Defender 😭 It’s a bit early, not due till January and not yet had the renewal from NFU through. But not looking good.

Click image to enlarge
  
Post #235169929th Oct 2023 3:45 pm
View user's profile Send private message View poster's gallery Reply with quote
Jamiehol
 


Member Since: 13 Nov 2015
Location: Ipswich
Posts: 354

United Kingdom 

For those folks looking with upcoming renewals did read an article that said that around 21days before the start date of the policy is the optimum time to start shopping around.
  
Post #235170229th Oct 2023 3:51 pm
View user's profile Send private message View poster's gallery Reply with quote
Worms
 


Member Since: 24 Sep 2023
Location: Highlands
Posts: 323

Scotland 2005 Discovery 3 TDV6 Base 7 Seat Auto Zambezi SilverDiscovery 3

gstuart wrote:
@WORMS, I wondered that about what underwriters were used , I was advised mine went up due Markerstudy Insurance Services Ltd no longer available


I think I was doing it on Moneysupermarket and the final column on their table was the name of the underwriter. Best quote for me was branded as RAC, with underwriting by Aviva. But most of the ones I was comparing were all Aviva, too.

Having previously had a bad experience with being overcharged by Aviva on house insurance, I really didn't want to give them any business, but the RAC quote was too good to turn down.
 Previously:
2010 FL2 TD4e GS
‘93 Defender 110 200TDi CSW - still got this, non-runner on SORN.
‘87 Defender 90 4 cyl Petrol
‘83 110 CSW V8 - best ever!
Range Rover 2-door V8 (not sure of year - 4-speed box and vacuum diff switch)
Series III SWB Diesel 
 
Post #235171329th Oct 2023 6:14 pm
View user's profile Send private message View poster's gallery Reply with quote
RRSTDV8
 


Member Since: 07 Apr 2014
Location: Here
Posts: 13289

United Kingdom 

Just renewed my RRS. Price went from c.£300 to c.£500 with nothing having changed in our circumstances. Had a quick look on comparison sites and LV (the current insurer) were cheapest even with the rise so decided to stay with them for another year.

The worrying thought I have is that large car insurance premium rises are likely going to lead to an increase in uninsured drivers.
 Visiting from rrsport.co.uk
2012 RRS SDV6
2008 RRS TDV8
"When you fire that first shot, no matter how right you feel, you have no idea who's going to die! You don't know who's children are going to scream and burn. How many hearts will be broken. How many lives shattered. How much blood will spill, until everybody does what they were always going to have to do from the very beginning: SIT DOWN AND TALK!" 
 
Post #235172029th Oct 2023 6:55 pm
View user's profile Send private message View poster's gallery Reply with quote
Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 14129

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

So after lots of searching I finally ended up back at Admiral.

Initial quote was £2600 ish, after chat on phone £2100. They were still the cheapest by miles.

NFU were over £4000!

Land Rover owner ship continues to be expensive. Big Cry
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #23520622nd Nov 2023 1:27 am
View user's profile Send private message View poster's gallery Reply with quote
Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 26744

United Kingdom 

That’s worrying Moo! NFU have been really good for me in the past.
  
Post #23520652nd Nov 2023 8:22 am
View user's profile Send private message View poster's gallery Reply with quote
Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 14129

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

That was my hope. Never used them but people speak very highly of them so thought I'd give it a go.

Their explanation was other than inflation it was the cost of parts and increased complexity and cost of repair, cost of car hire because it's taking longer to get parts and the increased risk of electric car fires.

It's a real game at the moment.
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #23520752nd Nov 2023 10:33 am
View user's profile Send private message View poster's gallery Reply with quote
defector
 


Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1435

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

My cousin has had a Hyundai Tucson on hire through the insurance company for 4 months now even though the car was a write off.
They complicate things no reason as it will not cost them as it is a no fault claim.
I cring how much this claim will cost for the sake of a £4k car.
  
Post #23520782nd Nov 2023 11:01 am
View user's profile Send private message View poster's gallery Reply with quote
DrRobH
 


Member Since: 10 Oct 2015
Location: Hampshire
Posts: 925

United Kingdom 

Jamiehol wrote:
For those folks looking with upcoming renewals did read an article that said that around 21days before the start date of the policy is the optimum time to start shopping around.


23 days is the optimum according to a number of studies.... Thumbs Up
 Visitor from fullfatrr.com
RR Vogue SE 2011 4.4 TDV8
1974 Lightweight 
 
Post #235362321st Nov 2023 9:13 am
View user's profile Send private message View poster's gallery Reply with quote
Realist
 


Member Since: 21 Mar 2016
Location: South Wales
Posts: 357

Wales 

Wow reading some of the above quotes are eye watering and I thought my insurance of £750 for my D4 and DS3 was expensive.
 
Why wait, just go for it and enjoy life.

Previous….
Discovery 300TDI
Range Rover Vogue
2010 Discovery 4 GS Santorini Metallic Black 
 
Post #235364721st Nov 2023 12:59 pm
View user's profile Send private message View poster's gallery Reply with quote
Display posts from the last:  
Post Reply Back to top
Page 1 of 2 12>
Jump to:  
Previous Topic | Next Topic >


Posting Rules
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



DISCO3.CO.UK Copyright © 2004-2024 Futuranet Ltd & Martin Lewis
DISCO3.CO.UK RSS Feed - All Forums

DISCO3.CO.UK is independent and not affiliated to Land Rover.
Switch to Mobile Site