Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72797
Ins with offroading and Remap??
Renewal time!! Trying to see who does D3s with offroad cover and remap. NFU are happy with remap but not organised offroading events, LR Ins have "offroad cover" but won't touch any mods that increase performance. Anyone know a company that will do both. Going through Adrian Flux quote system at the mo so will see what they do.
Any pointers peeps??
27th Jan 2011 1:34 pm
chris d3
Member Since: 21 Jun 2009
Location: sunderland
Posts: 423
Try Sureturm Del
27th Jan 2011 2:46 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
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Will do. Cheers.
27th Jan 2011 2:51 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72797
Sureterm no good as more than one mod and more than 9k miles.
NFU told me I was covered off-road as long as it was not an organised rally/racing or such like. Simply driving along with a group of D3 friends should be fine?Andy
Member Since: 21 Jun 2009
Location: sunderland
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What do they class as mods I don t understand Remap ok but RAI it doesnt affect the performance of the vehicle.Its a Lr part.
27th Jan 2011 4:05 pm
GavinB
Member Since: 20 Sep 2009
Location: St Albans
Posts: 113
Im with Land Rover they told me and confirmed it in their policy document they do not cover offriading at an organised event. They where happy with my mods but that us only sump guard and oversize tyres. But they are not covered in the insurance
27th Jan 2011 4:21 pm
Bodsy Site Sponsor
Member Since: 06 Nov 2006
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Adrian flux were £300 cheaper than nFU for my recent renewal. Included my mods but I don't have a remap.Bodsys Brake Bible
Clock/ SNOTM /3Flash / 4x4Info /BT Update /Service Reset/Error Codes / Gearbox Reset See It Here
27th Jan 2011 4:24 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72797
Sureterm classed a mod as anything different from when it left the factory, including accessories! Worked from front to rear and it was quite a list!
Methley, wifey at the branch of NFU we desk with was emphatic, follow my leader round a track or quarry would be classed as a track day (offroad track as opposed to racing track) so no joy. It's not the car risk, it's the 3rd party risk in case I squished one if you peeps!
27th Jan 2011 4:27 pm
jkp
Member Since: 17 Sep 2005
Location: Living among Bawbags
Posts: 4528
NFU are cool with mods and offroad cover, just not organised events, i.e. ones organised by affiliated MSA clubs for trials or competition.
27th Jan 2011 4:53 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72797
Finally getting there!! Once spoken to NFU re what offroading they accept, we're cushty!! they are also happy with the remap and they cover Tooooooonesia (well maybe not at the mo) or Morocco on 3rd party only. Adrian Flux/Equity Red Star don't. Prices similar to LRIns, though cover is the important thing!
Might treat myself to a Chineseie tonight, it's been a long day.
27th Jan 2011 4:59 pm
jkp
Member Since: 17 Sep 2005
Location: Living among Bawbags
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As you know that's the reason i went with NFU as nobody else would cover Choonisia
27th Jan 2011 5:11 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72797
Roll on the next trip!! Car's starting to run out if sand.
Im with Land Rover they told me and confirmed it in their policy document they do not cover offriading at an organised event
Presumably you're referring to the current LR Ins provider, not the original (RSA) one?The End
27th Jan 2011 9:07 pm
BrianT
Member Since: 17 Nov 2009
Location: Ayrshire
Posts: 2069
methley wrote:
NFU told me I was covered off-road as long as it was not an organised rally/racing or such like. Simply driving along with a group of D3 friends should be fine?
I was told the same from NFU,as long as you are not "competing" .Got quoted £500 ish for offroading and 20" wheels
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Will do. Cheers. 
I don t understand Remap ok but RAI it doesnt affect the performance of the vehicle.Its a Lr part.
they are also happy with the remap and they cover Tooooooonesia (well maybe not at the mo) or Morocco on 3rd party only. Adrian Flux/Equity Red Star don't. 
Prices similar to LRIns, though cover is the important thing!
