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pjlcar
 


Member Since: 12 Jan 2021
Location: Enfield
Posts: 37

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4
Insurance

Hello all

I’ve just had my insurance renewal quote come through and it’s quite a steep increase from £800 to over £1280. I’m with Admiral with 20yrs NCB. Has anyone got a suggestion for another company to try for a quote on a D4?

Many thanks, Peter.
  
Post #232786224th Feb 2023 7:08 pm
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defector
 


Member Since: 23 Feb 2009
Location: Greater Manchester
Posts: 1435

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

Best just going on 2 or 3 of the price comparison websites.
Don't try just one as some are owned or affiliated to insurance companies.
  
Post #232786324th Feb 2023 7:16 pm
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LT
 


Member Since: 31 Dec 2005
Location: South West
Posts: 23541

United Kingdom 2016 Discovery 4 3.0 TDV6 Landmark LE Auto Santorini BlackDiscovery 4

NFU Mutual.

They are not on comparison sites and god only knows how their underwriting works, but for the lucky few they are highly competitive pricewise and the best to deal with when you need to make a claim.
 2006 D3 HSE (Original & still the best)-GONE
2010 D4 HSE (A bit bling)-GONE
2014 D4 HSE (Almost too bling)-GONE
2015 D4 HSE (A heated what?)-GONE
2016 D4 Landmark (Written Off)-GONE
2016 D4 Landmark (Surely the last!) PD1881 rims-GONE
2017 FFRR SDV8 Autobiography (now semi-retired) 
 
Post #232786424th Feb 2023 7:20 pm
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 14129

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3
Re: Insurance

pjlcar wrote:
Hello all

I’ve just had my insurance renewal quote come through and it’s quite a steep increase from £800 to over £1280. I’m with Admiral with 20yrs NCB. Has anyone got a suggestion for another company to try for a quote on a D4?

Many thanks, Peter.


Have you called them to tell them you’re leaving and see if they will then get real. I did last year and knocked over £1000 of the renewal of my multi car policy.

Also try A Plan. They are a sponsor of the site.
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #232786724th Feb 2023 8:18 pm
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Hardware
 


Member Since: 28 Jun 2016
Location: Hiding under the M60
Posts: 12835

United Kingdom 2011 Discovery 4 3.0 SDV6 XS Auto Sumatra BlackDiscovery 4

I switched to Direct Line 2 years ago when they surprised me by being ultra-competitive, but this year they went up £100. Phonecall got that to a £25 rise but in the meantime, M&S came in at £294 - about £1 more than DL last year.

NFU have NEVER rang back after I go through their "leave your details" system. Think it's the postcode.
  
Post #232787324th Feb 2023 9:06 pm
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pjlcar
 


Member Since: 12 Jan 2021
Location: Enfield
Posts: 37

United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

Thanks, just gave NFU a call and they quoted £1330. I’ll try again with Admiral, perhaps reducing the mileage on the car might help a bit with the premium….
  
Post #232787524th Feb 2023 9:12 pm
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waterbuoy
 


Member Since: 26 Oct 2013
Location: Argyll
Posts: 2883

United Kingdom 2009 Discovery 3 TDV6 SE Auto Stornoway GreyDiscovery 3

Don't know why your Admiral quote is so high? We are paying less than £700 (total) for both the D3 and D4 with three named drivers, unlimited mileage, business use and off-road cover included etc.
 Currently 2009 Disco 3 SE, 2013 MY D4 HSE and 2016 D4 SE
Previously:
TD5 Defender 110 CSW (230k miles)
300TDi Disco 1 (289k)
4 RR Classics (300-350k each, 2 manual, 2 auto)
110 V8 CSW (220k)
S3 109 hi cap pickup (ex RN)
S2A 88 Safari SW with lpg conversion (bloody lethal) 
 
Post #232787924th Feb 2023 9:28 pm
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waterbuoy
 


Member Since: 26 Oct 2013
Location: Argyll
Posts: 2883

United Kingdom 2009 Discovery 3 TDV6 SE Auto Stornoway GreyDiscovery 3

 Currently 2009 Disco 3 SE, 2013 MY D4 HSE and 2016 D4 SE
Previously:
TD5 Defender 110 CSW (230k miles)
300TDi Disco 1 (289k)
4 RR Classics (300-350k each, 2 manual, 2 auto)
110 V8 CSW (220k)
S3 109 hi cap pickup (ex RN)
S2A 88 Safari SW with lpg conversion (bloody lethal) 
 
Post #232788124th Feb 2023 9:44 pm
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JordsDisco
 


Member Since: 22 May 2020
Location: Newcastle
Posts: 1538

United Kingdom 2008 Discovery 3 3.0 SDV6 GS Manual Santorini BlackDiscovery 3

waterbuoy wrote:
Don't know why your Admiral quote is so high? We are paying less than £700 (total) for both the D3 and D4 with three named drivers, unlimited mileage, business use and off-road cover included etc.


If you go on his location, then I’d think it’s the postcode that screw up the premium.
  
Post #232788824th Feb 2023 10:12 pm
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UNG
 


Member Since: 20 Jun 2008
Location: Lancs
Posts: 760

United Kingdom 

I have always found Admiral a bit hit and miss on renewal premiums and a quick phone call usually got good results especially if it was the Nova Scotia office that answered they seemed to be more accomodating in reducing the renewal price I once got a £210 discount on a £519 renewal quote for my lad that had gone up from £470 the previous year
 "Never keep up with the Joneses. Drag'em down to your level. It's cheaper".  
Post #232789324th Feb 2023 10:54 pm
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HairyFool
 


Member Since: 04 Jan 2023
Location: Essex
Posts: 599

United Kingdom 2016 Discovery 4 3.0 SDV6 Landmark LE Auto ZanzibarDiscovery 4

Try Adrian Flux, a broker but they do the leg work.
 A visitor from the dark side, my other vehicle is an MG5 EV  
Post #232789724th Feb 2023 11:42 pm
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