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Insurance
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Dudley
 


Member Since: 09 Jul 2023
Location: West Midlands
Posts: 4

United Kingdom 2012 Discovery 4 3.0 TDV6 HSE Auto Java BlackDiscovery 4
Insurance

Hi Everyone,

After having a disco 2 for 9 years followed by a disco 3 for 10 years and a brief 8 month ownership of a Volvo XC60 i have come back to Land Rover ownership with a 2012 Disco 4.
I am currently insured with Adrian Flux and have been for a number of years however i had a shock when i got the quote to insure the Disco 4, i have been quoted over £1350, last October i was paying £400 for the Disco 3 insurance.

Can any recommend a good company to insure my new truck that are not expensive

Any help much appreciated

Regards
  
Post #23416299th Jul 2023 8:04 pm
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Asa
 


Member Since: 03 Jul 2016
Location: Essex
Posts: 173

United Kingdom 2006 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

APlan at the Thatcham Branch used to be a site sponsor? Been with them since I joined the forum.Paid £470 this year fully comp.
  
Post #23416349th Jul 2023 8:54 pm
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D1SCD
 


Member Since: 13 Feb 2013
Location: North Yorkshire
Posts: 415

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Java BlackDiscovery 3

Difficult to say with insurance, so many variables, what's good for one person, not necessarily good for another.
A Plan were also good for me, but have gone up from last year (still quite a bit cheaper than Adrian Flux in my case) I also found A Plan good for covering modifications.
  
Post #23416379th Jul 2023 9:05 pm
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Dudley
 


Member Since: 09 Jul 2023
Location: West Midlands
Posts: 4

United Kingdom 2012 Discovery 4 3.0 TDV6 HSE Auto Java BlackDiscovery 4

Thank you i will contact them for a quote in the morning
  
Post #23416419th Jul 2023 9:33 pm
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Gary_P
 


Member Since: 03 May 2016
Location: Kent
Posts: 1560

Ukraine 2016 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

Sounds like some time on a comparison site and a check on the direct line/Aviva web sites would give you a good comparison and likely to end up with a more competitive quote.
Mine also went up steeply (but not that steeply) and I ended up ringing the insurer to see what could be done. They ended up a little cheaper than the cheapest comparison quote in the end. So worth calling your insurer too, but be armed with a cheaper comparison quote when you call them, so you can discuss from a stronger position.
Good luck.
 Gary
-------------------------------------------

Discovery 4 HSE 2016MY 
 
Post #234166310th Jul 2023 12:04 am
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RogB
 


Member Since: 15 Jun 2018
Location: Mansfield
Posts: 1687

United Kingdom 

I was reading over the weekend about the massive increase in car insurance with many policies for all sorts of cars comfortably over £1000.

According to the article (BBC IIRC) its because of the lack of spare parts in the supply chain, with some taking over a year to arrive. So rather than pay out for a hire car or storage the insurance companies are writing off cars with as little as 20% claim to value that are easily repairable.

and what are they blaming............

yep you guessed it, Brexit and the war in Ukraine !!
 2011 D4 XS 305 MY12 - gone but not forgotten  
Post #234167310th Jul 2023 7:39 am
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digestives
 


Member Since: 01 Mar 2021
Location: England
Posts: 18

England 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Santorini BlackDiscovery 4

Funny you should mention it as it is that time of year for me as well - been looking at comparison sites and getting absurdingly high quotes from very few companies to what I'd normally expect (two or three times vs my current premium).

Very interesting reading RogB - would go to explaining it a little more as my circrumstances haven't changed (another year added to a healthy NCB).

I should be getting the renewal email soon so will see what they come up with!
  
Post #234172310th Jul 2023 4:36 pm
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Dudley
 


Member Since: 09 Jul 2023
Location: West Midlands
Posts: 4

United Kingdom 2012 Discovery 4 3.0 TDV6 HSE Auto Java BlackDiscovery 4

Tried the internet sites and all coming in a lot higher, luckily my current provider Adrian Flux seemed to have seen sense and my premium has only slightly increased after several phone calls this morning
Why do they try it on every time its renewal time!!
  
Post #234173610th Jul 2023 5:55 pm
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kim0785b
 


Member Since: 12 Feb 2021
Location: London
Posts: 135

United Kingdom 2015 Discovery 4 3.0 SDV6 SE Auto Santorini BlackDiscovery 4

Managed to get mine down to the £1000 mark, up from £900 mark only a year ago. Wife’s mini insurance has gone up 30%!!
 Discovery 4
Oct 2015, 2016 build
SDV6 Santorini Black SE
New engine at 42k
Car camper 
 
Post #234346927th Jul 2023 5:24 pm
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digestives
 


Member Since: 01 Mar 2021
Location: England
Posts: 18

England 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Santorini BlackDiscovery 4

Renewal went up by 30% but managed to reduce that down to around 15% over the phone... no good deals on comparison sites so stuck with my current provider (who have been good many years).
  
Post #234356028th Jul 2023 2:01 pm
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