Advertise on DISCO3.CO.UK
Forum · Gallery · Wiki · Shop · Sponsors
DISCO3.CO.UK > Finance, Insurance and Warranties

Insurance for goods on a trailer
Post Reply  Down to end
Page 1 of 1
JackNorris
 


Member Since: 06 Jul 2012
Location: Beds/Bucks Border
Posts: 1877

United Kingdom 2005 Discovery 3 4.4 V8 HSE Auto Tonga GreenDiscovery 3
Insurance for goods on a trailer

Hi all

To start, I am purely taking my own items here. My cars, tools, items. I am not moving stuff for others and I am not being paid to move stuff.

My query is, if I put one of my cars on my trailer, towed by my car, how is that car insured while in the trailer?

The trailer is covered by the car for third party
If the trailer I’m using at the time is insured then this increases to cover the trailer itself

How do I insure my items on the car? How do people insure their own trial Land Rover for instance on the way to an event

Thanks
 MY2023 Discovery 5 R-Dynamic 3.0
MY2020 Discovery 5 Landmark 3.0 - SOLD
MY2005 Discovery 3 V8 4.4 HSE - SOLD
MY2019 Discovery 5 SE 3.0 - LR Replaced !
MY2005 Discovery 3 S 2.7 - SOLD
MY2016 Discovery 4 Graphite - SOLD
MY2015 Discovery 4 SE Tech - SOLD 
 
Post #229318826th May 2022 11:38 pm
View user's profile Send private message View poster's gallery Reply with quote
Trailered Movements
 


Member Since: 16 Jan 2020
Location: East/West Sussex Coast Borders
Posts: 1200

United Kingdom 2011 Discovery 4 3.0 SDV6 Commercial Auto Sumatra BlackDiscovery 4

The goods on/in a trailer, even an insured car, have to be insured via a 'goods in transit' policy.

You don't have to have this policy, just if you want them to be insured.


Dave
 2011 Discovery 4 Commercial SDV6 (Gone)
2010 RRS TDV8 (Gone)
1980 OBLIC 4.0ltr Range Rover (went a long time ago) 
 
Post #229320527th May 2022 5:53 am
View user's profile Send private message View poster's gallery Reply with quote
carbore
 


Member Since: 06 Apr 2016
Location: Cornwall
Posts: 545

United Kingdom 2009 Discovery 3 TDV6 HSE Auto Zermatt SilverDiscovery 3

Hi, its definitely looking into this per insurer/policy

I tow my Elise and that has specific words in the policy as its on a specialist policy for race/trackday cars. I do need to check this though, as my original insurer was bought out so I need to check thats still on the policy.
 Disco 3: Lotus Elise S1: Ferguson T20: Audi A2  
Post #229320927th May 2022 7:59 am
View user's profile Send private message View poster's gallery Reply with quote
Trailered Movements
 


Member Since: 16 Jan 2020
Location: East/West Sussex Coast Borders
Posts: 1200

United Kingdom 2011 Discovery 4 3.0 SDV6 Commercial Auto Sumatra BlackDiscovery 4

This might sound silly, but my insurance for moving vehicles not owned by me, and for 'hire or reward', had a clause which insured them for the loading and unloading, not all policies cover this aspect of it.


Dave
 2011 Discovery 4 Commercial SDV6 (Gone)
2010 RRS TDV8 (Gone)
1980 OBLIC 4.0ltr Range Rover (went a long time ago) 
 
Post #229321127th May 2022 8:29 am
View user's profile Send private message View poster's gallery Post Reply
Display posts from the last:  
Post Reply Back to top
Page 1 of 1
Jump to:  
Previous Topic | Next Topic >


Posting Rules
You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum



DISCO3.CO.UK Copyright © 2004-2024 Futuranet Ltd & Martin Lewis
DISCO3.CO.UK RSS Feed - All Forums

DISCO3.CO.UK is independent and not affiliated to Land Rover.
Switch to Mobile Site