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Land Rovers are harder to insure than ever
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RRUK
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Member Since: 16 Aug 2005
Location: UK
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United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4
Land Rovers are harder to insure than ever

Well,

My D4 has so far been refused insurance by The AA and Direct Line, when I went to confused and CTMarket the renewals are double what I paid last year.

Tesco (current insurer) are quoting double too.

Just waiting on quote from A-Plan (now called Howdens). Hope they can insure me.

this is a ridiculous situation now, almost impossible to insure even in the middle of Leicestershire, with full NCD, no points, convictions, claims, and it's a standard vehicle.

It actually makes you wonder why you bother having one sometimes.
 1998 Defender 110 TUM HS FFR Hard Top XD WOLF

2016 Discovery 4 HSE

1982 Series 3 2.25 Petrol Hard top- Oscar, as featured in Classic Land Rover Magazine for 7 months 
 
Post #235373622nd Nov 2023 2:08 pm
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Ivan
 


Member Since: 01 Mar 2011
Location: Malvern Worcestershire
Posts: 688

United Kingdom 

I suspect there will an awful lot of uninsured cars next year. The insurance industry is doing itself no favours with this stupid pricing.

Ivan
 2013 RR Vogue SE SDV8
2013 Freelander 2 HSE Luxury SD4 
 
Post #235374122nd Nov 2023 2:56 pm
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gstuart
 


Member Since: 21 Oct 2016
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Funny enough was also talking about renewal costs the other day

https://www.disco3.co.uk/forum/difference-...06269.html

hopefully it may be useful to u and indeed seems getting a quote roughly 23 x days in advance is the sweet spot

Use to be with A plan , mine went up to £1,100 , went with Hastings on the end via compare the market for around £500 with protected NCB, home recovery etc

Fingers crossed u can find a better quote
   
Post #235374222nd Nov 2023 3:02 pm
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M3DPO
 


Member Since: 22 Sep 2010
Location: Notts.
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England 2014 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

I have the same problem, spent all day yesterday trolling the internet comparison sites for the cheapest offer, most sites will now only reserve the offer for a few hours, tried a gain this morning and they had all gone up again some by as much as 300% Shocked Shocked and my insurance isn’t due for another 3 weeks.
Hastings seem to be the best offer, but if you want your windscreen covered will cost at least £750, it went up from £590 overnight Shocked.
 It can when others can't,
It will when others won't,
It goes where others don't. 
 
Post #235374322nd Nov 2023 3:09 pm
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RRUK
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United Kingdom 2016 Discovery 4 3.0 SDV6 HSE Auto Santorini BlackDiscovery 4

Just tried Hastings- they have refused to quote too WTF is going on??
 1998 Defender 110 TUM HS FFR Hard Top XD WOLF

2016 Discovery 4 HSE

1982 Series 3 2.25 Petrol Hard top- Oscar, as featured in Classic Land Rover Magazine for 7 months 
 
Post #235374422nd Nov 2023 3:18 pm
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JordsDisco
 


Member Since: 22 May 2020
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Everyone is different.

I shop round various comparison sites. I got mine from Tesco insurance via Top
Cash back via Confused. I got much cheapness, plus £35 back and a £20 Halfrauds voucher.

SWMBO was cheaper from LV.
  
Post #235374522nd Nov 2023 3:21 pm
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Moo
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There are many threads about this on this forum and Def2.

Mine doubled from £1300 to £2600 with Admiral. They were still the cheapest though. NFU was over £4000 and some of the comparison sites went to £7000.

Also nothing has changed in anyway. Rolling Eyes


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Last edited by Moo on 22nd Nov 2023 8:04 pm. Edited 1 time in total 
Post #235375622nd Nov 2023 4:09 pm
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M3DPO
 


Member Since: 22 Sep 2010
Location: Notts.
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England 2014 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

RRUK wrote:
Just tried Hastings- they have refused to quote too WTF is going on??


Don’t go direct to Hastings go through a comparison site and put your wife or someone else’s wife down as a named driver providing they have no offences on their license Laughing Thumbs Up
 It can when others can't,
It will when others won't,
It goes where others don't. 


Last edited by M3DPO on 22nd Nov 2023 4:22 pm. Edited 1 time in total 
Post #235375722nd Nov 2023 4:16 pm
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M3DPO
 


Member Since: 22 Sep 2010
Location: Notts.
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England 2014 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

JordsDisco wrote:
Everyone is different.

I shop round various comparison sites. I got mine from Tesco insurance via Top
Cash back via Confused. I got much cheapness, plus £35 back and a £20 Halfrauds voucher.

SWMBO was cheaper from LV.


LV prices where Sky high for me, treble compared to some Big Cry
 It can when others can't,
It will when others won't,
It goes where others don't. 
 
Post #235375822nd Nov 2023 4:19 pm
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JordsDisco
 


Member Since: 22 May 2020
Location: Newcastle
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United Kingdom 2008 Discovery 3 3.0 SDV6 GS Manual Santorini BlackDiscovery 3

Oh! Shocked

I got it the other way round, my Disco is LV, herself is Tesco.

This was my yearly premium in August this year. A total of £450 excess. Rolling Eyes


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Post #235376722nd Nov 2023 5:34 pm
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RRUK
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A Plan could only quote me £2300.

That was a short call.
 1998 Defender 110 TUM HS FFR Hard Top XD WOLF

2016 Discovery 4 HSE

1982 Series 3 2.25 Petrol Hard top- Oscar, as featured in Classic Land Rover Magazine for 7 months 
 
Post #235377022nd Nov 2023 5:47 pm
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J@mes
 


Member Since: 10 Nov 2008
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England 2014 Discovery 4 3.0 SDV6 XS Auto Corris GreyDiscovery 4

Great, I'm with them and my insurance is up in 3 weeks 🙄
 2014 D4 XS
2005 D3 SE - Gone 
 
Post #235378022nd Nov 2023 7:34 pm
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Oxford-boy
 


Member Since: 07 Sep 2015
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I am with NFU and have been for a few years. They seem to either want you or they don't.

Sometimes seeing if you can get 'in' with home and contents insurance and then motor but that's a lot of faff tbh.

I'm paying £780 fully comp, up from £550 last year for a 2014 D4 XXV (maybe £22k worth?).

I'm low risk age and full NCB, it's garaged at home, tracker and whilst they don't discount for it they do specify it and recognise the Ghost system as a reduction in theft risk.

Crucially for me they were happy with a long list of modifications that I have.

Worth trying but others have said their quotes were high.
 Jim

2014 Discovery 4 XXV SDV6 Causeway Grey
2016 Discovery 4 HSE Lux SDV6 Loire Blue - now gone 
 
Post #235378722nd Nov 2023 7:50 pm
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J@mes
 


Member Since: 10 Nov 2008
Location: Bomber County
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England 2014 Discovery 4 3.0 SDV6 XS Auto Corris GreyDiscovery 4

Interestingly I've just had a quote from Hastings Direct for £326, £130 less than A-Plan last year!
 2014 D4 XS
2005 D3 SE - Gone 
 
Post #235379422nd Nov 2023 8:32 pm
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DIY Ace
 


Member Since: 06 Feb 2019
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My renewal came in today, can't renew on a multicar as we got rid of a car. A standalone policy at £1300 versus £350 last year on the multi policy.

I'm shopping around and have got it to about £750, but as soon as I tell CompareTheMarket that I have modifications (wheels, tinting, new lights, roofrack, etc) it goes to about £1100 or more.

Assuming you all similarly declare your modifications, who's the best insurer at the moment? Adrian Flux are easy to chat with but they are at £1400 for my 18 year old D3...!
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Post #235379822nd Nov 2023 9:18 pm
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