Member Since: 01 Dec 2011
Location: cornwall
Posts: 10146
thanks i will , got meet with him later in week .-------------------------------------------------
if you cant hold on dont let go , it ill come in handy for something even if you never use it.
D3 SE 05,
110 s wagon 300 tdi SOLD
h top transit
crew cab transit
transit connect
ausa dumper, muck truck .
peljob 2.5 digger
06 L 200 crew cab
9th Jan 2012 8:05 pm
horatio8
Member Since: 09 Apr 2010
Location: Boston, MA
Posts: 22
What is the lease rate and residual value? You need to look at whether the economics make sense first, then bring your personal preferences/situation into the decision. I would prefer to lease, all else equal, but Land Rover in the US offers very non-competive leases. They are very aggressive with loans, so I went that route, rather than do an expensive lease, or pay cash. I have no idea about the UK situation.
10th Jan 2012 1:13 am
dangerdave
Member Since: 23 Nov 2010
Location: <>
Posts: 4495
Admin note: post content removed at user request
10th Jan 2012 9:38 am
DG Site Moderator
Member Since: 12 Dec 2005
Location: The Gaff
Posts: 50944
dangerdave wrote:
If you can't afford to buy with cash, then you can't afford to purchase! ....... not had a loan or mortgage or anything for years and I am glad.
Did you at some point though ? ...if so the first line is nonsensical garbage. If you were able to get a home and large cost items without it then that puts you in a very very small pecentage who would be in a position to do so.21 year LR veteran > D2 GS 2003 > D3 S 2006 > D3 HSE 2009 > D4 HSE 2013 > D4 HSE 2015 > D5 HSE 2018 > DS HSE R-Dynamic P300e 2021
10th Jan 2012 9:45 am
Silverous
Member Since: 31 Dec 2011
Location: Milton keynes
Posts: 8
Oh dear, I hadn't intended this to become a right vs wrong debate on lease vs purchase. I think in the past there have been some good reasons for this, and even if you have the cash I think there may be good reasons to do so. Each to their own.
10th Jan 2012 10:29 am
2DISCO3ORNOT
Member Since: 27 Apr 2009
Location: at sea
Posts: 1209
There is an old saying that if it Flies, Floats or F**ks dont buy it, rent it
10th Jan 2012 12:07 pm
Silverous
Member Since: 31 Dec 2011
Location: Milton keynes
Posts: 8
LOL. That suggests buying a discovery then as I don't think it does any of those?
10th Jan 2012 1:52 pm
Renton
Member Since: 13 Jan 2009
Location: Somewhere in the middle
Posts: 1718
Leasing or buying doesn't make sense at all imho
Investing in a new car is probably the worst investment you can make. But sense is probably not the leading factor when buying a car, its emotion.
Imho the only sensible thing to do is to buy a used car.
Leasing or purchasing? If you need the extra write or need to get profits and taxes down then lease. If that's not the case and you have funds lying around doing nothing then buy.CLUB ILLEGAL CAR WASHERS
10th Jan 2012 2:13 pm
stew 46
Member Since: 01 Dec 2011
Location: cornwall
Posts: 10146
id rather have one a few years old and its all paid for , less stress and its mine .-------------------------------------------------
if you cant hold on dont let go , it ill come in handy for something even if you never use it.
D3 SE 05,
110 s wagon 300 tdi SOLD
h top transit
crew cab transit
transit connect
ausa dumper, muck truck .
peljob 2.5 digger
06 L 200 crew cab
10th Jan 2012 2:15 pm
dangerdave
Member Since: 23 Nov 2010
Location: <>
Posts: 4495
IID Pro MV License - D3, D4 & RRS - Enabling, Updates, D4 & RRS Timed / Remote Climate, D4 Bluetooth fitting
PM me for details
Owner of the original "Beanie" grille
D4 & RRS style D3 grilles made to order
10th Jan 2012 2:32 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72798
Silverous wrote:
Oh dear, I hadn't intended this to become ..................
You'll soon learn that threads like this very rarely stay on track. It's just sheer blind luck that ths thread is slightly on topic, by any normal standards here it should now be a be a discussion on the merits of breeding blue parrots in Norway.
10th Jan 2012 2:37 pm
Discotres
Member Since: 25 Jan 2010
Location: London
Posts: 8491
I bought mine cash, I have seen so many people some good friends who have leased for say 3 years, enjoyed the life and then had to return it and now have nothing, same with boat owners I know. Don't get me wrong for some it is a short term chance to try and enjoy something they could never do otherwise, so it is up to them, but when the party ends / wheel stops, you have to be able to face reality which I know has been hard for some especially now in the current climate.
I did look at the D4 but there was no way on this earth I would pay out more for something that did nothing different at all to what I had apart from starting to strangle me financially, I like to live not be a slave to a depreciating asset, I can see me keeping mine, which is still like new for a considerable time
There may well be some good financial sense to go the leasing route if you own a company, but that is a different matter to personal ownership, all those I have spoken about have been personal purchases. At the end of the day leasing companies and finance houses are there to make money, they are not charities, so it doesn't take the brains of Britain to work out it will 'cost you' to go that route.
I haven't really seen anything I would really like to have which was very expensive knowing that I could only have it short term, and then suffer the consequences of not being able to keep it up, Oh! tell a lie, I did see something when I was on holiday in Amsterdam, but my wife had a very close eye on me
10th Jan 2012 2:43 pm
Renton
Member Since: 13 Jan 2009
Location: Somewhere in the middle
Posts: 1718
DSL wrote:
Silverous wrote:
Oh dear, I hadn't intended this to become ..................
You'll soon learn that threads like this very rarely stay on track. It's just sheer blind luck that ths thread is slightly on topic, by any normal standards here it should now be a be a discussion on the merits of breeding blue parrots in Norway.
You mean the discussion that they die early?
CLUB ILLEGAL CAR WASHERS
10th Jan 2012 2:48 pm
DSL Keeper of the wheelie bin
Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72798
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum
If you were able to get a home and large cost items without it then that puts you in a very very small pecentage who would be in a position to do so.
