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The Transformer
Member Since: 22 Jan 2010
Location: Leicestershire
Posts: 1791
  
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Been with privelege for about 5 years now, ok no off road cover but they give both myself and partner business cover as standard plus they are fine about her owning the car and it being my NCB.
Renewal just come through at £325 thats down about £30 from last year
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 7th Feb 2011 4:02 pm |
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Pelyma
Member Since: 06 Jan 2005
Location: Patching, Sussex
Posts: 15496
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Did it with Swift in the end for £400 odd pounds, put the horse trailer on NFU horse insurance. DS3 TDV6 HSE - Silver with Alpaca (old one) Gone
DS3 TDV6 HSE- Silver with Alpaca (new one) Gone
D4 HSE Lux - Montalcino Red Gone
Porsche Cayenne V8 Diesel S
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| 7th Feb 2011 4:04 pm |
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Mark Y
Member Since: 14 Sep 2008
Location: Warwickshire
Posts: 1249
 
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I had the postcode problem, when I asked for a quote, they said they only cover rural areas and my Coventry postcode prevented me from being insured with them, I tried to explain I live in warwickshire and it's very rural, in fact It's 90ft away from open farm land and 5 miles form warwick the heart of warwickshire etc.
They still said no, I explained we have CV postcode because thats where the sorting office used to be, still NO 
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| 8th Feb 2011 5:09 am |
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soundsolutions
Member Since: 11 Jun 2009
Location: The shires, Yorkshire & Cheshire
Posts: 404
 
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& the winner is.................
Key Worker Insure
Nope, I've never heard of them either, but with the number of serving & ex MOD on here, & transport guys, It may well be worth a punt.
Quote:Unique discounts for Key Workers- HM Forces, Emergency services, NHS, Public sector & Defence
Any one got any experience of them, good or bad? The music business is a cruel and shallow money trench, a long plastic hallway where thieves and pimps run free, and good men die like dogs. There's also a negative side.
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| 11th Feb 2011 9:51 am |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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Never heard of them before, but looking at their web site they have a whole "ten years of experience" - is that a lot?
Have a look at their terms of business, especially their charges and fees. Cheap premiums are fine at the start until you are faced with a bill of £50 when you ask for a replacement car to be insured but then cancel it before it takes effect.
I can only suggest purchase from a name you have heard of, or locally so you can resolve any problems face to face.
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| 11th Feb 2011 10:32 am |
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soundsolutions
Member Since: 11 Jun 2009
Location: The shires, Yorkshire & Cheshire
Posts: 404
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Thanks for the warning Brian,
I’ve decided to risk it, so time will tell. 
Apparently I’m underwritten by Prestige, who when Googled, could be anybody from Bury, Northern Ireland, Or Cwmbran, That was just the 1st three I looked at! & they all appeared to have been formed around 1997/8
Reading through some of the attached bumf, it would appear I am under Octane??
Thank you for choosing Octane Underwriting Limited for your Motor Insurance.
Octane Underwriting Limited is an appointed representative of Prestige Underwriting Services Limited
Your more than welcome to read some or all of it, probably make more sense to you than it did to me anyway!
Let me know, I can either mail you it, or drop you a copy at your office.
Phil The music business is a cruel and shallow money trench, a long plastic hallway where thieves and pimps run free, and good men die like dogs. There's also a negative side.
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| 11th Feb 2011 3:48 pm |
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Windy Corner
Member Since: 23 Feb 2009
Location: South Leicestershire
Posts: 484
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I have also had a recent experience with NFU
Couldn't get through on the National number so tried my local branch, funnily enough in Coventry (CV postcode) round the corner from where I work.
Their price was 679, Aviva renewal was 399 ............. eventually insured with IAM Surety for 379
NFU were happy to insure me, but perhaps my LE postcode is more "rural" than CV !!!!!!
Rik Discovery 4 HSE SDV6 Baltic Blue
Discovery 3 S TDV6 Zambezi Silver - Now gone........
Leicestershire & Rutland 4x4 Response
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| 11th Feb 2011 4:02 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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Rik
Are the excess and no claim discount benefits the same if involved with an uninsured driver?
Did you check the fees charged by IAM Surety for any changes during the year?
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| 11th Feb 2011 4:38 pm |
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Windy Corner
Member Since: 23 Feb 2009
Location: South Leicestershire
Posts: 484
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Yup, underwritten by Royal & Sun Alliance
Charges are not much different to what I have seen on other policies
Rik Discovery 4 HSE SDV6 Baltic Blue
Discovery 3 S TDV6 Zambezi Silver - Now gone........
Leicestershire & Rutland 4x4 Response
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| 12th Feb 2011 8:39 pm |
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biskit
Member Since: 23 Dec 2009
Location: in my Mancave.
Posts: 1365
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Got on to lancaster land rover insurance, full page ad in lrm mag, at the end, sorry cant do it, why?because your a self employed joiner  yeh and always have been
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| 12th Feb 2011 9:07 pm |
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byronnat
Member Since: 22 Nov 2010
Location: RHONDDA VALLEY
Posts: 20
 
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I FOUND THEM CHEAP IF A NEW CUSTOMER BUT THE FOLLOWING YEAR THEY DIDNT HALF PUT UP THE PRICE
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| 12th Feb 2011 9:09 pm |
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ebygum32
Member Since: 03 Oct 2010
Location: yorkshire - London
Posts: 1590
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Phoned NFU up for my disco 05SE me 37 years old 18years no claims live in the sticks LS25 between Leeds and York wife second driver 20+ years driving 10+ ncb wanted £1200+ with large excess selby branch, alliance £370 per year with £50 excess also just upgraded £21 buisness use for 4x4 response
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| 19th Feb 2011 6:23 am |
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ad15
Member Since: 14 Dec 2008
Location: up that tree
Posts: 4866
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Quote:I'm 43 and the wife is 35.
 
filled out their form online,, got a response saying local branch will be in touch... nothing,, replied to them direct... nothing... tried calling and leaving a message,, nothing......
need to be covered for work use,, swift came up at £400... has anyone got any experience with them?
NFU can go swivel... one wife.......livid
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| 19th Feb 2011 9:39 am |
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Bill Wright
Member Since: 03 Nov 2007
Location: Glorious Devon
Posts: 3254
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Just had my renewal quote from NFU and it's up by 50%. That's on top of last year's increase of 25%. Grand total now in excess of £650. My wife is with Privilege so phoned them and they quoted £274.50 and because I am going with them, they have discounted my wife's cover by 10% (due the same time). NFU won't even haggle ovee a few quid so I'm sure that they won't drop nearly£400 to retain my business. Both vehicles with Privilege £100 cheaper than NFU for one!
I know that NFU do Gap Insurance for the first two years of a new car but ringing around, 12 months Gap Insurance is around £130 for my particular circumstance, plus my two years runs out in eight months. So I think that NFU are either taking the juice or trying to dump their autocover business in not too subtle a manner. I live out in the sticks so it's classed as rural.
I support the sentiments of earlier posters on this subject. NFU can revolve on the Magic Roundabout.
Bill Wright  Never take life too seriously. Nobody gets out alive anyway.
D4 SDV6 SE Tech Kaikoura Stone MY15.
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| 3rd Mar 2011 1:45 pm |
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BBDisco3
Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640
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Bill - take care. Some GAP policies have to be purchased within a certain time period of purchasing the car.
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| 3rd Mar 2011 2:20 pm |
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