Bill Wright
Member Since: 03 Nov 2007
Location: Glorious Devon
Posts: 3254
  
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Thanks 
Just found one that covers vehices up to seven years old and do not have to be new at first insurance:
http://www.ala.co.uk/retail/quote.php?acti...p=cars_avg
For me with a 16 month old vehicle £160 pa so way way cheaper than NFU. Small print looks fine
Bill Wright Never take life too seriously. Nobody gets out alive anyway.
D4 SDV6 SE Tech Kaikoura Stone MY15.
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 3rd Mar 2011 2:38 pm |
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maplecottage
Member Since: 01 Feb 2011
Location: Norfolk
Posts: 3171
  
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What about the following exclusion ?? Does it apply to our beloved LR's ??
Eligibility
You can apply for this insurance if at the Cover Start Date:
1. You are the registered owner and keeper of the Motor Vehicle and
2. The Motor Vehicle has and will have a Motor Insurance Policy at all times throughout the period of the insurance shown in the
Schedule in Your name as the policyholder or in the name of a nominated authorised driver and
3. The Motor Vehicle is under 7 years old and valued at less than £125,000, has covered less than 80,000 miles and is listed in Glass’s
Guide at the Cover Start Date and if 3 years or older has a valid MOT and
4. The Motor Vehicle is not one of the following excluded vehicles: Aston Martin, Bentley, Bristol, Cosworth, De Tomaso, Ferrari,
Lamborghini, Maserati, Rolls Royce, any Commercial Vehicle, Motorcycle, Motor Scooter/Moped, any left hand drive vehicle and a
vehicle which does not meet UK or EC approval or is not commercially available in the UK direct from a manufacturer or its
authorised importer or dealer, any taxi, mini cab, driving tuition vehicle, courier or delivery vehicle of any type or any private or
public rental vehicle or any rally, competition or off-road vehicle of any type
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| 3rd Mar 2011 5:58 pm |
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Gaza
Member Since: 08 Jan 2009
Location: At the foot of the Lammermuirs
Posts: 448
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Another very unhappy NFU customer. Just had my renewal from NFU - £772.82 compared to £511 last year (53% increase)!! That is with full NCB and two 40+ drivers with no motoring offences.
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| 10th Mar 2011 10:23 am |
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Bogblaster
Member Since: 17 Nov 2005
Location: Glawstershire
Posts: 539
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Gaza
Not sure if you insure online or with a local NFU office, my initial quote for a D4 was quite high, but I rang my local office (Gropup Secreatary) and was very happy with the more competetive quote.
There does seem to be quite a difference between internet and local office prices.
Just remember though, when the  hits the fan the NFU actually do what they are meant to do, no quirming and claim avoidance, just fair people. D4 HSE Luxury SDV6,
Cameras, tow assist
Defender 90 Adventure
A4 Avant 3.0l TDI 
CLUB MTR
CLUB BLACK ALLOY
CLUB FFRR RIMS
CLUB VREDESTEIN WINTRAC 4 EXTREME
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| 10th Mar 2011 11:32 am |
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Gaza
Member Since: 08 Jan 2009
Location: At the foot of the Lammermuirs
Posts: 448
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Tried calling the local office in Wimbourne but they are not interested. As I have existing policy with their direct business they won't or can't give me a quote. 
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| 10th Mar 2011 12:35 pm |
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blue_manc
Member Since: 16 Mar 2009
Location: Deepest Darkest Lancashire
Posts: 551
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Are you sitting comfortably?
Last year my quote was £850+ at first renewal and got it down with no great effort to £740. So I paid that.
Slightly high as I have 2 claims on there in last 5 years.
Tonight I got home and my renewal quote was waiting - expected a slight increase in the current cliamte and would settle for less than £800....... the opening offer is £1,240!!!!!!
That is ONE **THOUSAND** TWO HUNDRED AND FORTY POUNDS.
Done some online searches in last few days and can get decent cover for about £700-£750.
Not even bothering to phone the bunch of schiesters. I'm off elsewhere.
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| 10th Mar 2011 8:58 pm |
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John C
Member Since: 28 Aug 2007
Location: East Yorkshire
Posts: 3292
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Always found NFU to be excellent. Great customer care and pretty much everything we own goes through them...
I'm 32, I pay about £5-600/year... Maybe it's all these townies pushing up the premiums...  2020 SDV6 D5 HSE, Carpathian Grey +
2022 Tesla Model Y LR... almost Carpathian Grey
Previously : 2005 TDV6 SE Auto, Cairns Blue (288K) - ours for 16 years
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| 10th Mar 2011 9:11 pm |
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blue_manc
Member Since: 16 Mar 2009
Location: Deepest Darkest Lancashire
Posts: 551
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I am 35, had two minor incidents - both 50:50 less than £750 both. I live in the countryside. I drive another car for work, and have access to my wife's car. Having worked in insurance I know apart from the claims I would be (and have been in the past) low risk. So where the hell do they get that renewal premium from?
The best bit - they proudly point out a discount of £85!
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| 10th Mar 2011 10:50 pm |
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Gaza
Member Since: 08 Jan 2009
Location: At the foot of the Lammermuirs
Posts: 448
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I've emailed the CEO and pointed out that a 53% increase with no change in circumstances is unacceptable. I've had a very prompt response from his PA saying they will look in to it. I don't expect much to happen but from personal experience I know marketing/actuarial bods can be quite good at glossing over changes like this and passing off "average changes" to directors without the reality being clear.
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| 12th Mar 2011 11:00 am |
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DrLex
Member Since: 15 Jul 2005
Location: Ciderspace [Oi be in Zummerset]
Posts: 4863
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Having had a 20% hike this year to £700 & with the memory of a curt brush-off from the local office when I queried last year's similar increase, I've voted with my feet & wallet to get a lesser policy for half the price elsewhere. Having not had an accident claim in 25 years, I'm OK with the risk of cr@p service if called upon. I will be reviewing carefully both house & the other car policies when they come up for renewal, so NFU could be out several grand from me alone. Time flies like an arrow; fruit flies like a banana
Member of Club Med Sucks
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| 12th Mar 2011 12:40 pm |
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