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Running a D4 on a shoestring.
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D4 Warranty or not
Landrover warranty and servicing
25%
 25%  [11]
Warranty Direct and Independant servicing
22%
 22%  [10]
No Warranty, deal with it when it happens
52%
 52%  [23]
Total Votes: 44

lespes
 


Member Since: 17 Sep 2009
Location: Sitting Down
Posts: 2232

Guernsey 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Santorini BlackDiscovery 4
Running a D4 on a shoestring.

Well after just over 2 years ownership and 39k on the clock, extended warranty with Landrover running out early next month, have been considering the options.
Option 1:
Continue with Landrover Extended warranty and main dealer servicing.

warranty £1060 service est £700.
Total £1760

Option 2:
Go with Warranty direct, Luxury care cover, £585 13 months cover plus £140 - £190 AA RAC for Full UK cover.

Added bonus of covering bike and other car in household, no planned European excursions, but could get short policy if required.
Independent service: £400

Total £1175

Option 3:
No Warranty
AA RAc UK cover £140 -190
Independant service £400

Total cost £590

My faith in the my 2 local Landrover dealers in the service dept is very poor, both have serviced it then had to re-do it and reduce the price as not done correctly.
(One wonders how many of Discovery failures / problems are actually due to poor maintenance by main dealers.) Both are 25 miles away, third one 50 miles away.

Local garage has looked after wifes Suzuki swift last 6 yrs, no problems, on door step and do do various 4x4's and say have all the Landrover diagnostic equip.

Any thoughts etc, am I mad to consider running without a warranty of any sort.

Worked out how to add a poll, my first Thumbs Up
 D4 Landmark MY16 Santorini Black THE LAST
D4 HSE MY12 Marmais Teal: Gone. Missed a lot!
Freelander 2 SD HSE MY11 Silver:Thankfully gone.
D4 HSE MY11 Silver: Gone missed !
Range Rover Sport MY06 HSE Buck Blue: Gone missed!
Discovery D2 TD5 Facelift MY Red Gone Missed!
Discovery D2 TD5 Cobalt Blue: Gone Missed!
Discovery D1 Auto Oxford Blue Not missed at all!
Discovery D1 Avalon Blue First LR! missed!

Now demoted to a VW 


Last edited by lespes on 4th Dec 2015 8:56 pm. Edited 3 times in total 
Post #15722514th Dec 2015 8:40 pm
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Robbie
 


Member Since: 05 Feb 2006
Location: ¯\_(ツ)_/¯
Posts: 17932

United Kingdom 2013 Discovery 4 3.0 SDV6 HSE Auto Baltic BlueDiscovery 4

I don't think I am too mad, but I don't do warrantees.

I do stick the rough equivalent into a savings account though.

Thumbs Up
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Post #15722594th Dec 2015 8:46 pm
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Calum555
 


Member Since: 19 Jun 2009
Location: Edinburgh
Posts: 50

United Kingdom 2011 Discovery 4 3.0 TDV6 GS Auto Stornoway GreyDiscovery 4

I took option 3 with my D3 and it worked out as the cheapest option. It had 136k on the clock and still had lots of mileage in it but was written off by a rogue wheel coming from the other side of the motorway when I was doing 70mph.

Calum
 Calum  
Post #15722664th Dec 2015 8:56 pm
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Robse
 


Member Since: 10 Jun 2014
Location: Cambridgeshire
Posts: 498

United Kingdom 

Trade it in for a new one ! Get 3 years warranty and a service plan Thumbs Up
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Discovery MY2015 3.0 SDV6 SE Corris - Gone 
 
Post #15722974th Dec 2015 9:42 pm
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Brian_DL13
 


Member Since: 25 Aug 2013
Location: Teesdale
Posts: 1418

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

What a warranty buys you is the comfort that you're not going to get hit with any really big bills. If you can afford to take that risk - and assuming the vehicle has been properly looked after 'till that point - then doing without them is usually the best option.
  
Post #15723024th Dec 2015 9:51 pm
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anglefire
 


Member Since: 09 Mar 2010
Location: In the Club House
Posts: 4180

England 

Yeah, but it will cost a heck of a lot more than £2k to do that - and then the depreciation will kick in - first year will be about £10k probably.

Its why I still have my D3 after 5.5years and nearly 200k on the clock (Bought with ~60k on it) Annual depreciation is now pretty minimal, but does cost about £3k a year to keep up with the maintenance.
 Mark.
2006, D3 SE Auto - gone but not forgotten.
2014 BMW 530d M Sport Tourer.
1977 Triumph Spitfire 1500

_________________________________________________
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Post #15723034th Dec 2015 9:51 pm
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lespes
 


Member Since: 17 Sep 2009
Location: Sitting Down
Posts: 2232

Guernsey 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Santorini BlackDiscovery 4

Robse wrote:
Trade it in for a new one ! Get 3 years warranty and a service plan Thumbs Up


Have looked at that one, to keep same spec as present, cost about £28k,

Drop it to a SE Tech and few bits £21k

Big Cry
 D4 Landmark MY16 Santorini Black THE LAST
D4 HSE MY12 Marmais Teal: Gone. Missed a lot!
Freelander 2 SD HSE MY11 Silver:Thankfully gone.
D4 HSE MY11 Silver: Gone missed !
Range Rover Sport MY06 HSE Buck Blue: Gone missed!
Discovery D2 TD5 Facelift MY Red Gone Missed!
Discovery D2 TD5 Cobalt Blue: Gone Missed!
Discovery D1 Auto Oxford Blue Not missed at all!
Discovery D1 Avalon Blue First LR! missed!

Now demoted to a VW 
 
Post #15723114th Dec 2015 10:04 pm
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PJHUM
 


Member Since: 09 Sep 2015
Location: East lancs
Posts: 12

United Kingdom 2013 Discovery 4 3.0 SDV6 XS Auto Firenze RedDiscovery 4

I don't 'do' after market warranties- they're just insurance and they have to turn a profit. I also have a good mate who found out how little they can be worth when his A4 2 litre TDi dropped the end off a glowplug. Bore wrecked, piston holed but no claim- as it was consequential damage from failure of a service item... I think Warranty Direct are better than that but there's still a heck of a lot not covered.

I'd stick the warranty cost in the bank, service independently and join the RAC. That is what I'm planning when in a couple of years I'll be in the same boat as you. You could also buy an IID tool or similar to see what is up at the scene of the failure- helps your local garage know what he needs to get ready if you don't have your own workshop.

***But*** only as long as the car is paid for. If the absolute worst did happen, you might have to be able to walk away debt-free... but that is part of running a £50K+ car on a shoestring...
  
Post #15723144th Dec 2015 10:07 pm
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SN
 


Member Since: 03 Jan 2006
Location: Romiley
Posts: 13710


Option 3 worked for me for just under six years

Apart from annual servicing at my local independent, I only ever had to cough up for a set of brake pads and discs, a pair of front wheel bearings and a full set of tyres in all that time

It only got to 66,000 miles though
 Steve N | 21MY Defender | 08MY Discovery 3 (history) | 06MY Discovery 3 (ancient history)   
Post #15723244th Dec 2015 10:24 pm
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LaserTam
 


Member Since: 31 Aug 2015
Location: Essex
Posts: 828

England 2012 Discovery 4 3.0 SDV6 HSE Auto Nara BronzeDiscovery 4

Interesting and timely post. Had mine for a couple of months and the extended warranty that was transferred with the car is about to expire (on Wed next week). So I am also in a dilemma, extend it again (car is 4 years old, 38k miles) or just take the chance.
I am thinking I will go with another year, just in case something comes out the woodwork, then have the same debate next week. I think if I had owned it for longer, I might be tempted to go with your option 3.
 MY2012 D4 HSE Nara Bronze with some extra stuff  
Post #15723674th Dec 2015 11:06 pm
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GLYNNE
 


Member Since: 06 Oct 2006
Location: KENT
Posts: 4645

England 

Keep hold of your hard earned money and you'll be fine with the mileage and age of yours (hopefully) Whistle
Thumbs Up
  
Post #15723704th Dec 2015 11:08 pm
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Robert SausageTrousers
 


Member Since: 09 Aug 2015
Location: Cornwall
Posts: 466

United Kingdom 2016 Discovery 4 3.0 TDV6 HSE Auto Bonatti GreyDiscovery 4

I bought mine on 64k, there was a 3 month warranty on it but I extended it to 2 years for around £550, within a few weeks the crank sensor went which cost over £1000 to replace, all done by warranty, I'm glad I went with the warranty! Laughing
  
Post #15724485th Dec 2015 7:56 am
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fisherman
 


Member Since: 16 Jan 2007
Location: Hornchurch Essex
Posts: 1789

Wales 

I'm the same as Robbie. Save the money in a saving account, I put £150/month and have £1400 left after one year incl buying four tyres from a member for £400. I'll just keep building it up until I feel I have a safe contingency. I pay for servicing in addition to this.
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D4 HSE 2012 Like a second wife, more expensive but goes better! I almost cried this time!
D3 HSE 2006 (Almost 8 years together, true love)
Land Cruiser VX 1994 11 years together, wife cried when I p/ex'd for my D3 
 
Post #15725035th Dec 2015 10:04 am
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Washwipe
 


Member Since: 19 Apr 2013
Location: Bucks Oxon Herts Border
Posts: 3169

England 

My option isn't there, WD with Dealer rates.
  
Post #15725235th Dec 2015 10:44 am
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DSL
Keeper of the wheelie bin 


Member Since: 11 May 2006
Location: Off again! :-)
Posts: 72787

Ukraine 

No experience of running a D4 but with Tesco & WD for my D3 never had less out of a policy than I paid in. Will be on my own from end of next summer. Big Cry Big Cry Big Cry
   
Post #15725275th Dec 2015 10:51 am
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