DISCO3.CO.UK - View topic

luciogodoy

Member Since: 14 Apr 2008
Location: Windsor - UK
Posts: 356

2006 Discovery 3 TDV6 HSE Auto Stornoway Grey

Selfie

Hi All;

Thanks

Lucio I'm riding a R1250GSA Triple Back
Previous love: Disco 3 HSE MY07, D4 heated Steering/W, D4 rear cluster, D4 extended roof rack, D4 grille & air grille, D4 rear bumper, colour coded arches + front bumper, side-steps, Webasto timer/ remote control, De-Tangoed Xenon headlights + HID, LEDs all around, reverse CAM (RR hack) + brightness, DLR LEDs, 3-click indicator, SatNav on the move, EGR's done, front/rear antiroll bar Polybush, gearbox pan/filter + oil mega-flush.

Last edited by luciogodoy on 25th Sep 2017 6:39 pm. Edited 1 time in total

13th Aug 2017 9:01 pm

60DISCO

Member Since: 27 Oct 2016
Location: Northampton
Posts: 188

2006 Discovery 3 TDV6 SE Auto Zermatt Silver

Probably better to claim as you have NCD protection, unless you want to get close and personal with the Disco. Guess the parts required paint etc will come to more than £350?

13th Aug 2017 9:44 pm

bimblephish

Member Since: 21 Jul 2016
Location: Wiltshire
Posts: 272

2006 Discovery 3 4.4 V8 HSE Auto Java Black

Just because you have protected no claims won't stop them putting your premium up. I would also talk to a local body shop if you have one, might not be as painful as you think, and tell them it's not an insurance job

13th Aug 2017 10:06 pm

Mogwyth

Member Since: 03 Oct 2014
Location: Pwllheli
Posts: 3976

2005 Discovery 3 4.4 V8 HSE Auto Zambezi Silver

But having protected NCD doesn't stop them from bumping up your policy price. ==================================
05 D3 HSE V8 4.4
04 MG TF 135
03 MG TF 115 Cool Blue Edition
02 MG TF 160
00 Hymer B564 Lionheart
1971 Series III 109

13th Aug 2017 10:06 pm

Northanys mike

Member Since: 08 Feb 2017
Location: Northampton
Posts: 33

2005 Discovery 3 TDV6 Base 5 Seat Manual Bonatti Grey

Talk to an independent body shop. It may not be much more than your excess and you won't get the price increase in your insurance next year.

14th Aug 2017 7:42 am

Mr.Pastry

Member Since: 24 Nov 2010
Location: South Wales
Posts: 482

2010 Discovery 4 3.0 TDV6 HSE Auto Stornoway Grey

If you decide to fix it yourself, I have a Tonga green wing in the garage that I don't need.
The hassle of shipping & painting may not be worth doing.!
Very simple to remove & fit though.
Ideally pick up a used wing/door in the correct colour.
Insurance can be a pain in the

. Mitsubishi Outlander Phev 4H 2018.
Mitsubishi Outlander Phev 4H 2015 - gone.
Discovery 4 HSE - gone.
Discovery 3 S - gone.
Discovery 3 - gone.
Discovery 1 - gone.
Defender 90 300TDI - gone.
Defender 90 200TDI - gone.
Landrover 90 19J - gone.
Argocat 8x8 - gone.
Argocat 6x6 - gone
RR/LR V8 Hybrid 100" - gone.
Rangerover Classic 3.5 - gone.
Series III 2.25- gone.
Series IIa 3.0V6- gone.
Series I - 80" gone.

14th Aug 2017 8:00 am

geoffsnook

Member Since: 13 Jun 2014
Location: south wales
Posts: 3169

Repair it yourself with parts from a breaker in the correct colour.Even if you have protected no claims it does not stop them putting up the starting price of the insurance from say £600 to a £1000 and then giving you 65% so you pay in the long run

Discovery 3 se gone
Range rover sport supercharged here:)

14th Aug 2017 8:44 am

Someone-Gone

Member Since: 21 Dec 2015
Location: Gone
Posts: 5117

Id claim off the insurance, that's what it's there for tbh. Your insurance will go up, but I doubt to the degree suggested.

I claimed for pothole damage, basically a new wheel and tyre, but my excess was only £100 and I didn't see the premium rise.

14th Aug 2017 8:50 am

luciogodoy

Member Since: 14 Apr 2008
Location: Windsor - UK
Posts: 356

Hi I'm riding a R1250GSA Triple Back
Previous love: Disco 3 HSE MY07, D4 heated Steering/W, D4 rear cluster, D4 extended roof rack, D4 grille & air grille, D4 rear bumper, colour coded arches + front bumper, side-steps, Webasto timer/ remote control, De-Tangoed Xenon headlights + HID, LEDs all around, reverse CAM (RR hack) + brightness, DLR LEDs, 3-click indicator, SatNav on the move, EGR's done, front/rear antiroll bar Polybush, gearbox pan/filter + oil mega-flush.

Last edited by luciogodoy on 25th Sep 2017 6:41 pm. Edited 1 time in total

14th Aug 2017 11:09 am

luciogodoy

Member Since: 14 Apr 2008
Location: Windsor - UK
Posts: 356

Hi I'm riding a R1250GSA Triple Back
Previous love: Disco 3 HSE MY07, D4 heated Steering/W, D4 rear cluster, D4 extended roof rack, D4 grille & air grille, D4 rear bumper, colour coded arches + front bumper, side-steps, Webasto timer/ remote control, De-Tangoed Xenon headlights + HID, LEDs all around, reverse CAM (RR hack) + brightness, DLR LEDs, 3-click indicator, SatNav on the move, EGR's done, front/rear antiroll bar Polybush, gearbox pan/filter + oil mega-flush.

Last edited by luciogodoy on 25th Sep 2017 6:40 pm. Edited 1 time in total

14th Aug 2017 3:12 pm

bimblephish

Member Since: 21 Jul 2016
Location: Wiltshire
Posts: 272

If they are offering total loss then I'd take the money, buy it back from them and repair it myself

14th Aug 2017 3:23 pm

luciogodoy

Member Since: 14 Apr 2008
Location: Windsor - UK
Posts: 356

Hi I'm riding a R1250GSA Triple Back
Previous love: Disco 3 HSE MY07, D4 heated Steering/W, D4 rear cluster, D4 extended roof rack, D4 grille & air grille, D4 rear bumper, colour coded arches + front bumper, side-steps, Webasto timer/ remote control, De-Tangoed Xenon headlights + HID, LEDs all around, reverse CAM (RR hack) + brightness, DLR LEDs, 3-click indicator, SatNav on the move, EGR's done, front/rear antiroll bar Polybush, gearbox pan/filter + oil mega-flush.

Last edited by luciogodoy on 25th Sep 2017 6:40 pm. Edited 1 time in total

14th Aug 2017 3:32 pm

Erea

Member Since: 19 Mar 2012
Location: Munster
Posts: 1509

2006 Discovery 3 TDV6 Commercial Manual Zambezi Silver

luciogodoy wrote:
Hi All;

OMG!

Went around to couple repair shops and both have quote around the £2K figure to fix.

Also, have shopped around for parts, and found couple scrap yards, and prices were around the £170 mark for the wing + door, however couldn't find it in Stornway Grey.

Called Tesco claim line, and to my surprise my claim has been directed to the total loss team, and an engineer visit has been requested, as Tesco said:

"From the vehicle damage details you have provided, your vehicle may be beyond
economical repair and considered a `write off´ if the estimated costs to repair your vehicle
exceed its pre-accident value."

I wasn't planning to sell or get ready of the car, I've kept the car to a very high standard, what do I do now?

Many thanks

Lucio[/i]

Looking at your pics the gap between the front wing and door seems to have narrowed, so they might be covering themselves incase the lower A pillar has been damaged. If that hasn't happened it could be a very easy fix. Even a cheap DIY fix if you can find the correct colours. If the lower A pillar is damaged it could easily be an insurance write-off.
Edit. Is the door opening and closing as it should?

14th Aug 2017 4:59 pm

BBDisco3

Member Since: 23 Nov 2008
Location: Cheshire
Posts: 3640

luciogodoy wrote:

Called Tesco claim line, and to my surprise my claim has been directed to the total loss team, and an engineer visit has been requested, as Tesco said:

"From the vehicle damage details you have provided, your vehicle may be beyond
economical repair and considered a `write off´ if the estimated costs to repair your vehicle
exceed its pre-accident value."

It could also mean that unfortunately and less of a surprise, that just perhaps, the person you spoke to hasn't any idea on what they are doing or telling you.

14th Aug 2017 5:39 pm