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DISCO3.CO.UK > Finance and Insurance

Off Road Insurance - possible companies?
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RLD
Uncle Ray 


Joined: 18 Jul 2005
Location: lancs
Posts: 2700

United Kingdom 2005 Discovery 3 TDV6 SE Auto Zambezi Silver

Yes i have Adrian Flux i have my 130 with them on commercial policy with off rd cover.
 AS dim as a Tock H Lamp but twice as bright and loving every minute i will be there again or Tunisia

Its a game of two halves first to learn,second to get out there and do it. 
 
Post #288597Fri Apr 18 2008 7:37pm
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Snowy
 


Joined: 06 Jul 2007
Location: At the end of my tether
Posts: 687

England 2007 Discovery 3 TDV6 XS Auto Stornoway Grey

Hi Zaphod, is that for off road use on private land or just green lanes. I had a few quotes that said off road cover but when I dug deeper it turned out it was only green lanes, which, as Gareth has confirmed, is standard from any insurance company. If it is off road cover, I'll definitely be getting a quote from them next time round. Thumbs Up
 If you are annoying me, just remember it takes 42 muscles for me to frown and only 4 to extend my middle finger, and I'm lazy so don't be offended.  
Post #288625Fri Apr 18 2008 9:00pm
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BrumLee
 


Joined: 07 Mar 2008
Location: West Midlands
Posts: 229

United Kingdom 2005 Discovery 3 TDV6 SE Auto Bonatti Grey

RLD wrote:
Yes i have Adrian Flux i have my 130 with them on commercial policy with off rd cover.


Adrian Flux 4WD wanted to charge me the earth for the D3 as it was valued at over £10k. NFU was also expensive, but I think it depends on where you live as I've never had a competetive quote from them, whilst others have Sad
  
Post #288633Fri Apr 18 2008 9:54pm
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SpiderBaby
 


Joined: 21 Sep 2007
Location: "Drink!"
Posts: 44

England 2005 Discovery 3 TDV6 SE Auto Zermatt Silver

At the moment it seems a call to Adrian Flux is in order.

LR Ins wanted £957 - that's with max no claims, no convictions, no accidents and well over 40 years old....
There's extracting the urine and really extracting the urine..... Rolling with laughter

CY - good luck with NFU - the woman who took my call lives 9 (nine) miles from Glasgow, works for NFU and still got turned down for insurance with them!

I'm not too concerned about green laning as such but more events on private land - such as those organised by LRE Snowdonia - NU won't entertain these for a big clock.

Oh well - back to the beer.. Thumbs Up
 2005 D3 SE Auto - Zermatt / Ebony
1980 BMW R100RS - Blue
1980 Laverda Jota - BRIGHT Orange (and very LOUD) 
 
Post #288634Fri Apr 18 2008 10:08pm
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Snowy
 


Joined: 06 Jul 2007
Location: At the end of my tether
Posts: 687

England 2007 Discovery 3 TDV6 XS Auto Stornoway Grey

SpiderBaby wrote:
LR Ins wanted £957 - that's with max no claims, no convictions, no accidents and well over 40 years old....


Shocked Like I said, I'm with LR but it's half the price you have been quoted for the Mrs and me (her policy), both 36ish and both with business travel cover.
 If you are annoying me, just remember it takes 42 muscles for me to frown and only 4 to extend my middle finger, and I'm lazy so don't be offended.  
Post #288636Fri Apr 18 2008 10:18pm
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DG
 


Joined: 12 Dec 2005
Location: The Gaff !
Posts: 13112

United Kingdom 2006 Discovery 3 TDV6 S Auto Zambezi Silver

I pay £724 with LRI just outside London ..fully comp (me & the wife), full business, protected no claims. (Down from £745 last year)

I have had one proper off-road embarrassment that cost well over £2k to repair Embarassed ....the claim wasn't even questioned and very well handled. So ....whilst I still venture off the road for real, I won't be changing to anyone else anytime soon Thumbs Up
 Powered by............................
.

I've been accused of vulgarity. I say that's bullshit Very Happy 
 
Post #288637Fri Apr 18 2008 10:20pm
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Snowy
 


Joined: 06 Jul 2007
Location: At the end of my tether
Posts: 687

England 2007 Discovery 3 TDV6 XS Auto Stornoway Grey

That's the main reason why I went with LR, cos of the good reports on claims. There admin is not to good though, we've had to have 4 certificates sent through because they keep getting our details wrong.
 If you are annoying me, just remember it takes 42 muscles for me to frown and only 4 to extend my middle finger, and I'm lazy so don't be offended.  
Post #288641Fri Apr 18 2008 10:38pm
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DG
 


Joined: 12 Dec 2005
Location: The Gaff !
Posts: 13112

United Kingdom 2006 Discovery 3 TDV6 S Auto Zambezi Silver

Maybe because you keep making them up Rolling with laughter
 Powered by............................
.

I've been accused of vulgarity. I say that's bullshit Very Happy 
 
Post #288642Fri Apr 18 2008 10:44pm
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Snowy
 


Joined: 06 Jul 2007
Location: At the end of my tether
Posts: 687

England 2007 Discovery 3 TDV6 XS Auto Stornoway Grey

People bullying me to change my name doesn't help...... Evil or Very Mad That confused them for a start.....




Laughing
 If you are annoying me, just remember it takes 42 muscles for me to frown and only 4 to extend my middle finger, and I'm lazy so don't be offended.  
Post #288646Fri Apr 18 2008 10:52pm
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DG
 


Joined: 12 Dec 2005
Location: The Gaff !
Posts: 13112

United Kingdom 2006 Discovery 3 TDV6 S Auto Zambezi Silver

You try Censored saying it .................ndajs12 Shocked Big Cry





Wink Laughing
 Powered by............................
.

I've been accused of vulgarity. I say that's bullshit Very Happy 
 
Post #288648Fri Apr 18 2008 10:55pm
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Snowy
 


Joined: 06 Jul 2007
Location: At the end of my tether
Posts: 687

England 2007 Discovery 3 TDV6 XS Auto Stornoway Grey

Rolling with laughter
 If you are annoying me, just remember it takes 42 muscles for me to frown and only 4 to extend my middle finger, and I'm lazy so don't be offended.  
Post #288649Fri Apr 18 2008 10:59pm
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zaphod
 


Joined: 18 Sep 2007
Location: Magrathea
Posts: 94

Scotland 2005 Discovery 3 TDV6 HSE Auto Java Black

Snowy,

I gave them the example that "in my job I have to drive off road, so if i'm driving through a farmers field and put it on it's roof am I covered? - yes"

I had a lengthy conversation with them to ensure I was happy, but it seems right. So long as it's not racing or rallying, they were OK with it.
 Sail Fast - Live Slow...  
Post #288685Sat Apr 19 2008 2:51am
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