WaznotWas
Joined: 12 Jun 2008
Location: Bucks
Posts: 58
 
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Hi, Can anyone recommend or advise insurance companies to steer clear of.
Picking up my D3 tomorrow and have got a price from Adrian Flux which seems reasonable BUT have read a couple of horror stories about them. 
Help  If you make a mistake, learn from it and get over it
07 HSE Z Silver, black leather, steps, d/lights, Black RRS badges, anthracite wheels, front and rear disco3 badges
99 Green 300 TDI ES Premium, tired but still iving the life!
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 Fri Jun 20 2008 4:09pm |
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Rescue01
Joined: 14 Jan 2008
Location: Aberdeen
Posts: 235
 
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Hi there as has been said here many times just phone around and see who offers what.
Most companies dont offer off road cover for events,but i think that Greenlanes are still roads so your insurance will cover that.
i went with L/R still to see if they are any good in a claim  Its not the height of the fall but the sudden stop at the bottom that hurts!!
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| Fri Jun 20 2008 4:21pm |
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SpiderBaby
Joined: 21 Sep 2007
Location: "That would be an ecumenical matter!"
Posts: 70
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WaznotWas - I'm interested in your comment on Adrian Flux as I was thinking of changing to them to get off-road cover.
What horror stories have you heard?
Cheers........ 2005 D3 SE Auto - Zermatt / Ebony
1980 BMW R100RS - Blue
1980 Laverda Jota - BRIGHT Orange (and very LOUD)
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| Fri Jun 20 2008 4:26pm |
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DG
Site Moderator
Joined: 12 Dec 2005
Location: The Gaff !
Posts: 14471
 
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LR Insurance are more expensive than most but have proven to payout for an off-road accident with no quibbles  Powered by TorqTune
And God said, "Let there be bullshit !" ....and there was..... and it was good. 
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| Fri Jun 20 2008 4:27pm |
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BrumLee
Joined: 07 Mar 2008
Location: West Midlands
Posts: 283
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I was with Adrian Flux for years with my old 200tdi Disco and never had a problem. They are very expensive for vehicles valued over £12k (that's the figure they gave me) so I won't be going back to them for a few years yet. Never had a problem with them, but then again I never had to make a claim.
With Admrial at the moment as they give good cover for the price of the premium. No off-road cover, but whilst the novelty of owning such a handsome vehicle is still new, I won't be venturing any further than a few gentle green-lanes 
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| Fri Jun 20 2008 4:36pm |
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simon
Joined: 11 Jan 2005
Location: ...
Posts: 14874
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NFU pretty darn good to with included off piste cover.
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| Fri Jun 20 2008 5:14pm |
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DSL
Joined: 11 May 2006
Location: In the Dog House!
Posts: 9796
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Absotiddelingtootlie agree with DG & SN!!! LR is the way to go if doing offroading (apart from greenlanes which are roads). Not cheap but don't charge anatomy prices for remaping and pay out when you do have a close encounter with a tree when playing. Honda Dog U better DUCK!!!!!
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| Fri Jun 20 2008 5:28pm |
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cmyers_uk
Joined: 10 Apr 2005
Location: Near Bristol, UK
Posts: 251
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Quote: LR Insurance are more expensive than most but have proven to payout for an off-road accident with no quibbles
In my circumstances they were cheaper than NFU, raised not quibbles about my second set of wheels and tyres and chopping and changing them. I have been happy with the cover and cost. They are not the cheapest but most would not cover me when changing wheels and tyres and going off road
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| Fri Jun 20 2008 5:38pm |
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NJF
Joined: 05 Oct 2007
Location: Luxembourg, Strassen
Posts: 679
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Just got the renewal quote in Luxembourg. EUR 1,900 per annum.  
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| Fri Jun 20 2008 8:10pm |
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ferrett
Joined: 15 Jan 2006
Location: Always late
Posts: 265
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NFU £330
Even covered some mods at no extra charge
Also, I think they do a new for old if the vehicle is less than two years old and is written off. Worth looking into. 2006 D3 Man TDV6 SE - Buckingham Blue
If at first you don't succeed......mash the keyboard
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| Fri Jun 20 2008 8:23pm |
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WaznotWas
Joined: 12 Jun 2008
Location: Bucks
Posts: 58
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Thanks for the feed back. Got a reasonable quote from Flux and then tried Sure Term.
They went through all the questions and then they told me they could not offer anything.... 
So I took the consensus of replies and called LR - Yes a bit more than Flux + £80.00 a year, but in 20 minutes I was insured and so can collect my D3 tomorrow and drive it home.
Anyone coming up or going down the A1 tomorrow check for a massive  in a zermat with driving lights, steps, and anthracite wheels travelling back to Bucks from Middlesborough area.
DISCO3 stickers won't arrive until tomorrow -my fault  - so will not be in until I get back home again.... If you make a mistake, learn from it and get over it
07 HSE Z Silver, black leather, steps, d/lights, Black RRS badges, anthracite wheels, front and rear disco3 badges
99 Green 300 TDI ES Premium, tired but still iving the life!
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| Fri Jun 20 2008 11:17pm |
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nealgs
Joined: 13 Jan 2008
Location: Leeds
Posts: 137
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bit late now, but work checking out the like of www.confused.com and www.gocompare.com
Gary Java Black TDV6, Auto, HSE - yum, yum 
(previously: 96' V8 ES Charleston Green, 96 V8 ES Black)
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| Sat Jun 21 2008 7:43am |
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paul
Joined: 12 Feb 2006
Location: West Midlands
Posts: 184
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Adrian Fu*ks!
We were with them a few years back on a VW Golf ragtop. Gave a decent quote and we took out the insurance.
2 weeks later we get the paperwork and deep inside is a clause that they don't cover the softop for damage!
Well the only difference between a normal golf and ours was the soft top with they excluded. They were happy to charge us double the insurance price of the normal golf though.
Had a right game getting a refund, even though they never mentioned the exclusion when I took out the policy.
Adrian Sucks as far as we were concerned. 2006 TDV6 S Auto, Buckingham Blue, for the wife.
2006 Audi S4 Avant Quattro, Phantom black 4.2 V8 for me and the dogs.
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| Sat Oct 11 2008 3:25pm |
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