bobbi o
Joined: 01 Apr 2008
Location: syr
Posts: 9
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| disco3 -beating the tax man |
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got a disco3 commercial and need more seats for expanding family. reluctant to shell out the extra road tax,personal tax and insurance for a "propa" 5 seater so would rather just install these seats,as in pic. cant see how you can get done by the tax man,as in 10yrs of driving commercial vehicles never heard of them asking to check out how many seats you've got in the back.anyone know any different?
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 Sat Jul 05 2008 3:14pm |
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simonsi
Joined: 14 Oct 2007
Location: Leicester
Posts: 668
 
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Maybe.
But its still VAT fraud. Cheers
Simon
TDV6 S Auto - Zambezi Silver - JE Tune - RRS 19" - Sidesteps - Roof Rails
Body Side Strips - Xenons - Bright Pack - Cold Pack - Premium Stereo
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| Sat Jul 05 2008 3:26pm |
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bobbi o
Joined: 01 Apr 2008
Location: syr
Posts: 9
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Unnecessary quote removed
everyones guilty of tax fraud at one time or another,so thats no biggy. havent worked out the figures,but reckon there could be around a 10k saving all in over 3 yrs ownership. havent worked out the downside yet? and i'm not including the tax man in that equation.
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| Sat Jul 05 2008 3:39pm |
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Clarabella
Joined: 11 Oct 2007
Location: Nottingham
Posts: 38
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Unnecessary quote removed
Gordon Brown stiffs us with a new stealth tax every week so if you can save a penny ot two go for it.
Considering a TDV6 HSE depreciates £925 every month at the moment and the 4.4 HSE drops £900 per month any way of saving a few quid must be the right thing to do.
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| Sat Jul 05 2008 7:00pm |
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zig
Joined: 09 Sep 2005
Location: Scotland
Posts: 144
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The insurance company would have to be advised that you have a commercial modified with seats in the rear otherwise the insurance cover would probably not be valid.
Does a commercial have the full set of airbags?
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| Sat Jul 05 2008 7:07pm |
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bobbi o
Joined: 01 Apr 2008
Location: syr
Posts: 9
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Unnecessary quote removed
front airbags only.
the fitting company issue you with a certificate to be presented to your insurance company(if they request it) stating that it is compliant with current legislation.
just found out there is no tax liability,as it is an after market fix. you only need to satisfy your insurance company.
http://www.scotseats.co.uk/downloads/LandroverDiscovery.pdf
by the way,it was the LR dealer that i bought the vehicle from that advised me to do this!
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| Sat Jul 05 2008 7:20pm |
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DG
Joined: 12 Dec 2005
Location: The Gaff !
Posts: 13589
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If you were asking for advice on how to claim for a disability you didn't have or for being out of work when you were working ...would you expect a positive response ??  In my eyes this is exactly the same. I don't know why the mods are permitting this thread to exist TBH  Powered by............................
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I've been accused of vulgarity. I say that's bullshit 
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| Sat Jul 05 2008 7:33pm |
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bobbi o
Joined: 01 Apr 2008
Location: syr
Posts: 9
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Unnecessary quote removed
kindly expand your thought,as i dont understand the disability context?
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| Sat Jul 05 2008 7:44pm |
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cmyers_uk
Joined: 10 Apr 2005
Location: Near Bristol, UK
Posts: 247
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Forget the road fund tax
Heres a point to think about. Your driving along with your ever increasing family in the car , you hit a patch of diesel on the corner of a bend and lose control a member of your family is in the newly installed seats suffers an injury that requires life time care. Your insurance is void as you knowingly did not provide material facts that would have effected your premium i.e they charge a higher premium the more seats are fitted because there exposure is greater. Is that worth the risk? Obviously the risk of anything happening is low and we all pray it would never happen but thats why we have insurance it does happen to some people every day.
Forget the VAT man or TAX man hes got teeth but its the insurance that would worry me.
Cheers
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| Sat Jul 05 2008 7:46pm |
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Clarabella
Joined: 11 Oct 2007
Location: Nottingham
Posts: 38
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Unnecessary quote removed
He's already said that he would have a certificate of installation to show his insurance company so they would already know about the extra seats and adjust his premium accordingly.
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| Sat Jul 05 2008 7:56pm |
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AndrewS
Tarquin of the Desert
Joined: 06 May 2005
Location: Earth
Posts: 5952
 
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I'm with DG on this one. Also I think you will find that it will cost a fortune to convert the car to take seats. For use of a 4x4 site and driver training pm me 
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| Sat Jul 05 2008 8:06pm |
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DiscoStu
Joined: 09 Apr 2006
Location: Essex
Posts: 6277
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Me too.
For the insurance to be valid won't the V5 have to state the correct no. of seats? Then the powers that be will be on to you anyway. Black Betty Tunisia 1 2 3 Power by 
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| Sat Jul 05 2008 8:15pm |
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Gareth
Site Moderator
Joined: 07 Dec 2004
Location: Bob the Builders 'ere
Posts: 9577
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DISCO3.CO.UK does not condone this sort of thing.
This is indeed comparable to not paying road tax, or insurance, or claiming for something you are not entitled to.
We as a country voted this goverment in, if we don't agree with the taxes, then protest and demonstrate with all your fury, but don't vote them in next time  Silver TDV6 HSE
Pepper White Cooper S Convertible
Old English White MGB GT
Ex Military 109 Series 2a Soft Top
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| Sat Jul 05 2008 8:21pm |
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cmyers_uk
Joined: 10 Apr 2005
Location: Near Bristol, UK
Posts: 247
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Quote:He's already said that he would have a certificate of installation to show his insurance company so they would already know about the extra seats and adjust his premium accordingly.
That isnt what he said , he said
Quote:the fitting company issue you with a certificate to be presented to your insurance company(if they request it)
Heres the legal info that makes it plain if he does not tell them they dont have to honour any claim even if it does not relate to the extra seats.
The insurer should not need to elicit information by asking for it – and the fact that an insurer does not ask about a “material fact” does not discharge you from your duty to disclose the information voluntarily.
The consequences of misrepresentation and non-disclosure are severe. The policy can be declared void from the date it began (“ab initio”), so that both
· the claim that gives notice of a breach of utmost good faith can be declined
· any other claim made under the policy can also be declined.
No connection between a declined claim and a misrepresented or undisclosed material fact is required. So even if your loss is unrelated in any way to the misrepresentation or non-disclosure the same consequences can prevail.
Quote:reluctant to shell out the extra road tax,personal tax and insurance for a "propa" 5 seater so would
rather just install these seats
As you can see from the above he does not want to shell out the extra insurance for a "propa" 5 seater.
Personally I dont care from a tax point of view most people try and limit the amount of tax they pay within the legal framework. My only concern is he understands if he doesnt declare he is uninsured.
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| Sat Jul 05 2008 9:03pm |
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DG
Joined: 12 Dec 2005
Location: The Gaff !
Posts: 13589
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cmyers_uk wrote: most people try and limit the amount of tax they pay within the legal framework.
I'm not suggesting that they shouldn't ....within a legal framework ...but this clearly isn't Powered by............................
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I've been accused of vulgarity. I say that's bullshit
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| Sat Jul 05 2008 9:11pm |
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