AndrewS
Tarquin of the Desert
Joined: 06 May 2005
Location: Earth
Posts: 5858
 
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A little story
Tom one of the lads that works for me is selling his MotorX bike. He has placed an advert for said bike in the Trials & Motorcross News for £3000 ono. A chap called Richard called him and said he wanted the bike and will pay the full price, so tom thought this was crisp and arranged to take the bike to this bloke this Saturday.
Last night Richard, called Tom to say he was on the way to get the bike and that he was going pay for the bike with a bankers draft. Tom being a bit suspicious and the fact that he is working in Glasgow, called me asking advice. I got Richards number from Tom and called him. I explained that we would take the Draft to the bank today and get it checked out and if everything was ok we would deliver the bike to him. Richard then called me every naughty name under the sun and told me to stick the bike up my ar*e  and put the phone down. For use of a 4x4 site and driver training pm me 
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 Thu Oct 05 2006 12:23pm |
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dylansdad
Joined: 04 Apr 2006
Location: Solihull
Posts: 745
 
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funny how crooks get  ed off if you catch them out. 
when looking for car for g/f we went to see one where the guy claimed his g/f owned the car and had all the paperwork, but they had never actually registered it in her name  door got slammed in our faces when we quetioned it further and said we wanted to do full vehicle check so nede the VIN etc..
Sounds like youve had a near miss there. bet he's glad he asked advice.  2004 TDV6 HSE Auto Zambezi Silver
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| Thu Oct 05 2006 12:35pm |
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Gareth
Site Moderator
Joined: 07 Dec 2004
Location: Bob the Builders 'ere
Posts: 9428
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You wise owl
I would not accept a bankers draft nowadays. I have heard too many stories, so if I sell anything now, its cash only. The only question is, could I spot a forgery? The honest answer is, I don't know.
I suppose the only really safe way would be for both parties to go to the bank, and electronically transfer the money. But I'll bet thats not watertight! Silver TDV6 HSE
Pepper White Cooper S Convertible
Old English White MGB GT
Ex Military 109 Series 2a Soft Top
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| Thu Oct 05 2006 12:49pm |
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AndrewS
Tarquin of the Desert
Joined: 06 May 2005
Location: Earth
Posts: 5858
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Easy way to check if cash is real is to rub the £5, £10, £20, £50 nomination that is printed top left, front of the note on to a piece of white paper, if it leaves a coloured mark on the paper its real. For use of a 4x4 site and driver training pm me
Last edited by AndrewS on Thu Oct 05 2006 1:45pm; edited 1 time in total
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| Thu Oct 05 2006 1:17pm |
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Gareth
Site Moderator
Joined: 07 Dec 2004
Location: Bob the Builders 'ere
Posts: 9428
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Ha Just tried that with the (Scottish) £5 note in my pocket, and your right! Good tip Silver TDV6 HSE
Pepper White Cooper S Convertible
Old English White MGB GT
Ex Military 109 Series 2a Soft Top
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| Thu Oct 05 2006 1:29pm |
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DG
Joined: 12 Dec 2005
Location: The Gaff !
Posts: 13312
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Info on the MPS website:
Be particularly wary of any sale where:
The ‘buyer' appears to want to remain distant from you (such as not wishing to meet you or see the goods prior to purchase or by their using a third party as an intermediary or ‘shipping agent')
You receive a cheque or banker's draft in payment that is for more money than your asking price
At the time of receipt or later you receive a request to send all or some of this difference to the ‘buyer', a third party or a ‘shipping agent' by way of money transfer (irrespective of whether their cheque or banker's draft has already entered your account).
As it is most likely an attempt at FRAUD with you as the intended victim. This is because a stolen cheque or bankers draft can be recalled by the bank even after the funds have gone through the clearing cycle and are showing on your account. Any money transfered by you cannot be recalled once sent.
You will not be reimbursed by the bank for your loss
2) If you do become concerned during a sale:
Don't be afraid to ask questions of your ‘buyer'
Don't be hurried along by your ‘buyer' - This is often a tactic used by a fraudster to get you to make a mistake
Check the details of any payment received- Do they correspond with what you know of your ‘buyer'?. If payment is by way of a company cheque or banker's draft try to contact the company directly to verify its legitimacy
Talk to your bank – They will be able to give you guidance and clarify the status of any payments received
Ultimately, don't be afraid to turn down a suspect ‘buyer'
3) If you do lose money to this type of fraud report the matter to your local police
4) Help us by passing this method of fraud on to others to reduce its chance of success
There are many examples of attempts around motor vehicles due mainly to the value of these transactions creating room for ‘profit'.
For example;
Sale of a Porsche car - A man advertised his Porsche 911 cabriolet for sale for £37,990 in ‘Autotrader' and was contacted by a ‘buyer' purporting to be in Holland on E-mail. He was then asked to accept a UK banker's draft for £43,680 from a third party in the UK who owed money to the ‘buyer' and send the £5,690 difference by way of a money transfer to a ‘shipping agent' once the funds cleared.
Sale of a Mercedes car - A man advertised his wife's car in ‘Autotrader' and was contacted by a ‘buyer' purporting to be in Spain. He was asked to accept a bankers draft from a third party in the UK for £14,300, £4300 more than the asking price, on the understanding that once this cleared his account he would forward the difference by way of ‘money transfer' to a shipping agent.
Sale of a Motorcycle - A man advertised his motorcycle for sale last week in ‘Biketrader' for £3800. Within one week he had received three different approaches from ‘buyers' abroad offering to purchase it by banker's draft or UK cheque for a sum significantly above the asking price on the proviso that he transferred the difference via ‘money transfer' to a ‘shipping agent'.
Note: ‘Autotrader' and ‘Biketrader' now carry prevention advice to ‘sellers' on their websites following consultation with the MPS Powered by............................
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I've been accused of vulgarity. I say that's bullshit 
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| Thu Oct 05 2006 1:34pm |
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JMC
Joined: 25 Feb 2006
Location: Aberdeen-Angus. Where the Bull* comes from!
Posts: 3484
 
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Gareth wrote:Just tried that with the (Scottish) £5 note in my pocket
It's obvious that you are not Scottish Gareth........
We would never admit to having £5 in our pockets......
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| Thu Oct 05 2006 2:23pm |
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DSL
Joined: 11 May 2006
Location: In the Dog House!
Posts: 9281
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Beside moths would have eaten them!!
While ago sold a car for cash & took the UV light from the security marking kit in the office. Banknote "paper" does not fluoresce under UV where as normal paper does. Just needed to fan out the dosh & run the light over it. Worked a treat!
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| Thu Oct 05 2006 2:30pm |
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d3matt
Joined: 03 Aug 2005
Location: South Oxfordshire
Posts: 1456
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I had a car for sale on the AutoTrader website about three weeks ago. I've received 20-30 emails from people wanting to send me more money that it's worth and then use a shipping agent. Nearly all of these mails were Yahoo email addresses.
I replied to about half of them with "f*** off, I know your scam". Matt
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| Thu Oct 05 2006 2:36pm |
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Very Annoyed
Joined: 19 Nov 2005
Location: Up there, past the strange people and the sheep.
Posts: 3088
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Wanted to buy a car off a chap who put an add in Autotrader, I emailed him and all I got was an abusive email back! Most strange! Slowly building a silver G4 RRS!
Martin is a plane spotter!
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| Thu Oct 05 2006 3:23pm |
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10forcash
Site Sponsor
Joined: 09 Jun 2005
Location: In the naughty corner.... eligible for parole 2025
Posts: 13727
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I've not sold a car through autotrader so it can't have been me  for Freelander 2 Diesel, Discovery 3 / RR Sport TDV6 & RR Sport TDV8, Defender (TD5 & Puma) - available Now!
Vehicle modifications, preparation, training and equipment also available
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| Thu Oct 05 2006 3:26pm |
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DG
Joined: 12 Dec 2005
Location: The Gaff !
Posts: 13312
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Ahhh ...but you have not divulged the contents of your e-mail Dom...what nasty things did you say to him Powered by............................
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I've been accused of vulgarity. I say that's bullshit
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| Thu Oct 05 2006 3:26pm |
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DSL
Joined: 11 May 2006
Location: In the Dog House!
Posts: 9281
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| Thu Oct 05 2006 3:26pm |
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Pelyma
Joined: 06 Jan 2005
Location: Clymping, Sussex
Posts: 4409
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Be wary of anyone offering the full price! Don't hand over the dosh until the bank has Ok'd the draft. Banks have circulars all the time of stolen drafts. DS3 TDV6 HSE
Silver with Alpacca (old one)
DS3 TDV6 HSE
Silver with Alpacca (new one)
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| Thu Oct 05 2006 7:30pm |
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BCP
Joined: 25 May 2005
Location: East Scotland
Posts: 740
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I believe that a draft found to be fake can be cancelled months later and the money removed from the account. The only safe way is to go into a bank with the purchaser and electronically transfer money.
BP expo rack, xenons, knackered ball joints and a crumpled seat.
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| Thu Oct 05 2006 9:21pm |
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