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Vehicle Insurance
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Parky63
 


Member Since: 10 Apr 2017
Location: Hampshire
Posts: 406

England 2006 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

Scott #55,
Does that count as having insurance refused?

David
 2006 D3 HSE Buckingham Blue
Silicone Intercooler Pipe
MAP Sensor cleaned
N/S Drain Tube Elbow 
 
Post #23357496th May 2023 10:42 pm
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1672

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

I hope not. I will check…..
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #23357687th May 2023 7:56 am
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Farmer Chalk
 


Member Since: 07 Mar 2013
Location: Independent Republic of Kentishshire.
Posts: 4169

England 2008 Discovery 3 TDV6 HSE Auto Tangiers OrangeDiscovery 3

I would think not..it’s just they are not inviting renewal.. they are not refusing Scott, that would have to be as a result of a detrimental action by him, I.e continual accidents or using fraudulent details etc..
  
Post #23357697th May 2023 8:03 am
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1672

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

I'll check anyway. Don't want to give the insurers any cause for refusing a claim.
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #23357707th May 2023 9:05 am
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Scott #55
 


Member Since: 15 Apr 2015
Location: Glasgow
Posts: 1672

United Kingdom 2010 Discovery 4 3.0 TDV6 HSE Auto Nara BronzeDiscovery 4

Spoke to JK - their underwriters (Covea Insurance) have decided to stop insuring Landies. As it's a change in their policies, I don't need to declare it.

Obviously, anyone else experiencing this issue needs to satisfy themselves that they don't need to declare it, rather than relying on the word of someone on an internet forum....
 2014 - D4 2010 HSE Nara Bronze
2012 - FL2 2009 GS Stornoway Grey
2001 - VW Passat Estate Inky Blue
1999 - Ford Mondeo Light Blue
1998 - Rover 25 Red 
 
Post #23357997th May 2023 2:24 pm
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scimmiamagia
 


Member Since: 05 Jan 2016
Location: Surrey
Posts: 130


Wow! Have just received my renewal and it's gone up from £600 to £900 with Direct Line on my Volvo XC90 T8. No justification given.

Thought I would compare online at the cost of going back to a Discovery 4 '65 plate, and now looking at around £1k, which is also around 50% more than last time I insured a LR a year or so ago.

58. Richmond, Surrey. Social only. £250 excess. 1 named driver.

Was just about to do some research as to why but think you have answered the question.

Are LRD4 65 plates on the easy to nick list?
  
Post #233731521st May 2023 8:54 am
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 14122

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

Moo wrote:
My insurance for the following:

2022 New Defender D250 SE with a few minor additions
2018 Discovery Sport SE Tech
2008 Discovery 3 SE auto
2019 VW T-Cross
2007 Renault Master Campervan conversion.

All professional people, except 18 yo daughter (A-levels) who has the D3 and can only drive that car. The rest of us, 56,56 and 23 years old can drive all vehicles for business and leisure.

All vehicles kept on the road (quaint village) zero crime.

Total annual insurance for the above £8400 on multiyear with Admiral Big Cry

Renewal coming up so will see what additional pain is coming my way. Sad


Just re done the insurance as individual policies. Saved £2100! Very Happy Admiral Multicar couldn't get close!.
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #233733621st May 2023 4:28 pm
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JordsDisco
 


Member Since: 22 May 2020
Location: Newcastle
Posts: 1533

United Kingdom 2008 Discovery 3 3.0 SDV6 GS Manual Santorini BlackDiscovery 3

Oh, insurance has shot up again!

£354 last year, which was £100 up on the previous year, £460 this year. Everything is the same. No accidents, nothing changed. Its policy I keep renewing and not claiming on.

I tried a few comparison sites, but! I was getting quoted £500 cheapest, some insurance companies like Direct Line don’t want to know.

It can only be down to the fact they don’t like Discos.

Rolling Eyes
  
Post #234299922nd Jul 2023 10:44 am
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gareth71
 


Member Since: 10 Apr 2016
Location: North-east Wales
Posts: 572

Wales 2009 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

Moo wrote:

Just re done the insurance as individual policies. Saved £2100! Very Happy Admiral Multicar couldn't get close!.

Who did you end up going with?

I insure two vehicles in my name, with me the only driver on both - the D3, and a BMW420d - currently both on separate policies. One is coming up to renewal next month - I was going to look at finding a way to bring them together onto one policy (the logic being that I can only ever be driving one of them at any given time, so surely it must be cheaper than having two entirely separate policies), but given what premiums seem to be doing this year it looks like that may not be the case after all.

The way that the motor insurance sector has us over a barrel really gets on my nerves. They know we have no option but to buy their product, and despite what they say I'm convinced that there's a degree of price-fixing going on to make sure the premiums remain at an artificially inflated level.
  
Post #234300722nd Jul 2023 12:19 pm
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 14122

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

Two cars on Admiral and three with APlan.
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #234301922nd Jul 2023 2:56 pm
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Froogle-Yorkshireman
 


Member Since: 28 Oct 2010
Location: Yorkshire
Posts: 299

United Kingdom 2016 Discovery 4 3.0 SDV6 Landmark LE Auto Waitomo GreyDiscovery 4

Spent quite a long time on the phone to APlan Thatcham, giving them loads of info, inside leg measurements etc.

Promised a call back later or the following day. Nothing. Shocked

I'm guessing they couldn't get a decent price either.
  
Post #234302122nd Jul 2023 3:13 pm
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Shaun R.
 


Member Since: 13 Sep 2016
Location: Warlingham, Surrey
Posts: 142

United Kingdom 2012 Discovery 4 3.0 SDV6 HSE Auto Aintree GreenDiscovery 4

Same here but A Plan eventually came back with a quote over £1000......think i'll give it a miss!
  
Post #234302822nd Jul 2023 5:03 pm
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Moo
D3 Decade 


Member Since: 13 Aug 2010
Location: Wiltshire
Posts: 14122

Ukraine 2005 Discovery 3 TDV6 S Manual Zambezi SilverDiscovery 3

I use Bath and Whitley APlan. Found them excellent.
 New Defender L663 110 SE (known as Noddy!)

Sold Volvo XC90 R-Design (known as Basil)

Sold - D4 HSE (Known as Gerty)

No longer the Old Buses original owner Sad
231,000 miles and counting
05 S manual owned from March 2005
D4 Face lifted
Still original injectors and turbo
V8 Front brakes
BAS Remap, Allisport Intercooler and deCat
EGRs blanked
T-Max split charge
Hanibal Expeedition rack
Prospeed ladder
Duratrac tyres
IID BT
BAS FBH control 
 
Post #234303522nd Jul 2023 6:10 pm
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Trailered Movements
 


Member Since: 16 Jan 2020
Location: East/West Sussex Coast Borders
Posts: 1200

United Kingdom 2011 Discovery 4 3.0 SDV6 Commercial Auto Sumatra BlackDiscovery 4

Although my wife doesn't actually drive my large (to her) cars, it's cheaper to have her on the policy than not!

Work that one out.


Dave
 2011 Discovery 4 Commercial SDV6 (Gone)
2010 RRS TDV8 (Gone)
1980 OBLIC 4.0ltr Range Rover (went a long time ago) 
 
Post #234307723rd Jul 2023 9:29 am
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Farmer Chalk
 


Member Since: 07 Mar 2013
Location: Independent Republic of Kentishshire.
Posts: 4169

England 2008 Discovery 3 TDV6 HSE Auto Tangiers OrangeDiscovery 3

Hit me now a second time.. it’s clear that late JLR products now have a bit of an issue… Wife’s 2015 Evoque just come up for renewal.. last year £390.. this year £711…
This is with 20+ NCB, over 55, living in Kent.. tried Confused and most coming up at over £1000…

Will have to try NFU Mutual again who took on the SVR but were the only ones interested..
  
Post #234514515th Aug 2023 8:26 am
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