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Vehicle Insurance
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Russell
 


Member Since: 24 Aug 2007
Location: Kent
Posts: 10564

United Kingdom 

Just taken out new insurance on a new D5. Went from £583 to over £1200. Did a lot of ringing round and found several companies would not insure it, asked why and if it was just LR and was told no. This is a common issue with ALL high end cars that have keyless entry and start.
Interestingly Saga said no on the phone but yes on a comparison site!!!!
Also note that LR will no longer take on any new insurance policies for their own brand, think that says something.
Finally got Hasting to come back with a sensible figure.
 MY17 D5 1st Edition Namib Orange
MY15 D4 HSE Kaikoura Stone
MY12 D4 HSE Nara Bronze Sold and gone
MY11 D4 HSE Stornaway Grey Sold and gone
D3 S spec Silver Sold and gone
Tow bar, full length roof bars, side steps, tow bar storage unit, surround camers.
D4 camera club 
 
Post #234514615th Aug 2023 8:40 am
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rrhool
 


Member Since: 28 Aug 2014
Location: Norfolk
Posts: 4445

United Kingdom 2007 Discovery 3 TDV6 SE Manual Zermatt SilverDiscovery 3

Keyless must be the worst security disaster of automotive development.
 Richard


D3 SE 2007. Triumph 2.5Pi 1973. Ferguson TEA20 1948.



Discovery 2 4.0 ES 2001- Gone
Discovery 1 300Tdi ES '95 - Gone
Range Rover Classic '79 - Gone 
 
Post #234514815th Aug 2023 9:30 am
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2514

Ukraine 

I think its affecting high end LR vehicles more so. Just re-insured both the BMW X545e and the VW California.

The BMW went up by £120 and the Cali by £30. However I did have a cheap insurance for the BMW last year. Most were £700 upwards on comparison websites (Defender P400 was £400 at that time!!) and a reputable one popped up at £550 so wasn't surprised it went up this year.

Ironically I've had a comparison website email me recently regarding the Defender, informing me that the cheapest offering for renewal is £1400 (£400 to £1400)


BMW is keyless
  
Post #234514915th Aug 2023 9:33 am
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Darryl
 


Member Since: 20 Dec 2009
Location: oldbury West Midlands
Posts: 1211

England 2011 Discovery 4 3.0 SDV6 S Auto Fuji WhiteDiscovery 4

Just got back in the fold with an 11 plate landmark, Insurance is best part of £900 nearly made me think twice as the tax is already a killer, Me and Mrs both late 50s clean licences , Decent area, Still wonder if it’s all worth it with the price and thefts, Big Cry Ya gotta love em though
  
Post #234518715th Aug 2023 4:15 pm
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Dexter
 


Member Since: 21 Sep 2007
Location: Aberdeenshire
Posts: 1393

Scotland 

High spec Volvo XC60 (value £45k) with keyless entry / start, renewal price with Aviva <£400 for me and swmbo, I’ve a couple of claims and an SP30 declared too, 12k miles a year with enhanced loaner and xs of £400.

I was expecting a higher premium so happy with that, also a cheeky wee 5% discount on the asking when I called them up.

Importantly Aviva were decent when I had to claim 👍
  
Post #234525916th Aug 2023 10:28 am
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disco chris
 


Member Since: 25 Apr 2022
Location: London
Posts: 263

United Kingdom 2005 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

That's not too bad at all Dexter. My renewal for 2 vehicles came through a few months ago, the Disco 3 and a BMW Z4. Last year I paid £800 for the two vehicles for me and SWMBO. New price, more than £1200, so up 50% Shocked

This is with Admiral. Frightening thing was, looking on comparison websites I couldn't have got anything for less than about £1500. So negotiated with Admiral and got them down to about £1k for both cars. Still felt like I was being robbed.

No claims ever, both in our late twenties / early thirties, both cars in a secure underground car park in London. Though some insurers class that as 'driveway parking' Rolling Eyes
  
Post #234526216th Aug 2023 10:41 am
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2514

Ukraine 

Dexter wrote:
High spec Volvo XC60 (value £45k) with keyless entry / start, renewal price with Aviva <£400 for me and swmbo, I’ve a couple of claims and an SP30 declared too, 12k miles a year with enhanced loaner and xs of £400.

I was expecting a higher premium so happy with that, also a cheeky wee 5% discount on the asking when I called them up.

Importantly Aviva were decent when I had to claim 👍


Good to hear. My Volvo is with Aviva and the renewal should be dropping about now
  
Post #234526916th Aug 2023 12:13 pm
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goldypurple
 


Member Since: 23 Mar 2018
Location: Norfolk uk
Posts: 96

England 2010 Discovery 4 3.0 TDV6 GS Auto Stornoway GreyDiscovery 4

Just took out a new policy, insurance 2010 disco 4 GS no mods, as standard, value £8k. Insured in Wife name and me as main driver, 15000 mile, Fully comp, 20 yrs protected no claims, clean license for both of us, £386ish, pay monthly took it up to £430ish this was with Halifax.

last year paid £230ish and the renewal came in at just under 600.

had the renewal come through for our kia sportage and that is more to insure than the disco Sad
  
Post #234528916th Aug 2023 3:40 pm
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2514

Ukraine 

pjm-84 wrote:
Dexter wrote:
High spec Volvo XC60 (value £45k) with keyless entry / start, renewal price with Aviva <£400 for me and swmbo, I’ve a couple of claims and an SP30 declared too, 12k miles a year with enhanced loaner and xs of £400.

I was expecting a higher premium so happy with that, also a cheeky wee 5% discount on the asking when I called them up.

Importantly Aviva were decent when I had to claim 👍


Good to hear. My Volvo is with Aviva and the renewal should be dropping about now


Well the Volvo has gone from £254 to £371 (although that will lower slighty) .... cheapest like for like is circa £340 - so the market has moved on.
  
Post #234552119th Aug 2023 11:59 am
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