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Annual insurance merry-go-round - again
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M3DPO
 


Member Since: 22 Sep 2010
Location: Notts.
Posts: 8112

England 2014 Discovery 4 3.0 SDV6 HSE Lux Auto Corris GreyDiscovery 4

pjm-84 wrote:
You cant double insure....you insure for loss but you shouldn't profit from it.

Sorry to contradict you but you can insure more than once but you will only get a payout on one, it's got a fancy word that slips my memory and is included in all policies in small print.
You cannot insure someone else's vehicle or property.
 It can when others can't,
It will when others won't,
It goes where others don't. 
 
Post #236664215th Apr 2024 7:35 pm
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LT
 


Member Since: 31 Dec 2005
Location: South West
Posts: 23372

United Kingdom 2016 Discovery 4 3.0 TDV6 Landmark LE Auto Santorini BlackDiscovery 4

^
You can insure a car you don’t own. However, you need to let your insurance provider know that you’re not the owner or registered keeper of the vehicle.

It's not common, but you can also insure someone else's property, provided that you have an 'insurable interest' in the property. Meaning that you would incur a financial loss if the property (or contents) were to be damaged, lost or destroyed.

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Post #236664515th Apr 2024 8:04 pm
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2440

Ukraine 

M3DPO wrote:
pjm-84 wrote:
You cant double insure....you insure for loss but you shouldn't profit from it.

Sorry to contradict you but you can insure more than once......


Agree..........I was meaning the principle of double insuring for gain. i.e the car is worth 10k, its stolen, thats 10k from this policy and 10k from that policy...your loss has already been covered so you cant claim again.

More detailed read

https://www.gocompare.com/car-insurance/gu...-policies/
  
Post #236664915th Apr 2024 9:43 pm
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2440

Ukraine 

Renewal for the BMW has come in.... £678 to £995........... can re-insure elsewhere for £771
  
Post #236665115th Apr 2024 9:46 pm
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mick_n3
 


Member Since: 19 May 2017
Location: Kettering
Posts: 422

United Kingdom 2008 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

I'm shocked

Renewal through Admiral multi is £1 cheaper than last year.
2008 D3, 2020 Leon Cupra 290, and house cover

Done a search I can save £100 on Cupra but the D3 is three times what Admiral want so looks like I'll stay where I am,
Just need to sort breakdown cover out, any recommenadtions
 
M6NIO 
 
Post #236777830th Apr 2024 8:27 am
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pjm-84
 


Member Since: 04 Oct 2016
Location: Hampshire
Posts: 2440

Ukraine 

pjm-84 wrote:
Renewal for the BMW has come in.... £678 to £995........... can re-insure elsewhere for £771



Oddly revisited it, dropped 1000miles, added £100 and it came out at £714
  
Post #236778130th Apr 2024 9:13 am
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