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Johnny Oxford
 


Member Since: 14 Dec 2014
Location: Chinnor
Posts: 439

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4
disappointed

I have seen quite a few people on the forum with prices around £250-350 from A plan.

I have just been quoted £485

I have 9 yrs no claims, no points, mid 40s.

I was hoping for a better price than that, to be honest its only £15 cheaper than my current insurers (RAC) and the excess on A plan is £250 whereas RAC is £200.

Any comparisons would be interesting.

I have D3 HSE 56 plate, insured value £12500, 15000 miles per year.
 2014 D4 HSE Facelift Corris Grey

Previous :

Discovery Sport SE (awful)
56 plate D3 HSE TDV6 Zermatt Silver
Defender 90 200tdi 
 
Post #14208745th Feb 2015 5:17 pm
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Simonstarski
 


Member Since: 24 Jun 2012
Location: Cornwall
Posts: 678

United Kingdom 2005 Discovery 3 TDV6 SE Manual Zermatt SilverDiscovery 3

That seems expensive..

I used a comparison site and my insurance is now by a well known supermarket giant.

I've a TR20 postcode I've just turned 40, 7 years no clams and my 55 plate SE listed with privacy glass was recently insured fully comp for a reasonable £157

I haven't limited the milage although I don't do that much and have access to 3 other vehicles.

Maybe it's your postcode pushing it up? Not a lot happens around here so quite a safe insurance area.
 Narpy Grill, tinted windows, Smooth leather wheel (TLO Group buy), ACM fitted (thanks TLO), Rear door loom and Row 2 & 3 audio switch upgrade, RRS 20" wheel change, 285 Cooper LTZ's Sat Nav Mod (until I get a Faultmate upgrade), Front & Rear lamp guards. 4x4 screen now switched on - Woody32, Follow me home reverse lights - woody32, Auto release EPB - Woody32. Off Road Navigation - Woody32. Remap + EGR's switched off. Full chassis clean and Waxoyl.  
Post #14208795th Feb 2015 5:28 pm
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Chippy
 


Member Since: 05 Jan 2012
Location: Surrey
Posts: 520

England 

I'm with Admiral muti car and my renewal is £ 300, and I'm a young lad........ well 38 Rolling with laughter
 Transit Custom LWB
Transit Doublecab SWB
Transit LWB
Transit connect
New Ford Ranger
Renault kango LWB
Fuso Canter flatbed
Renault master
Caterpillar Fork Truck
AUSA Skiploader
1.5 Ton Volvo Digger 
 
Post #14208845th Feb 2015 5:46 pm
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lynalldiscovery
 


Member Since: 22 Dec 2009
Location: Maidstone
Posts: 6758

United Kingdom 2006 Discovery 3 TDV6 Metropolis LE Auto Bonatti GreyDiscovery 3

Been driving a classic car for 4 years and that means I had zero no claims Shocked
06 Metropolis 13k value ME15 postcode 371 pounds, cant argue with that Very Happy
The price difference in the policy with the 9 yrs no claims I had was only 100 quid cheaper, so not the end of the world.
  
Post #14208865th Feb 2015 5:49 pm
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jumpinjack
 


Member Since: 01 May 2014
Location: Southampton (Irish exile!)
Posts: 131

2006 Discovery 3 TDV6 HSE Auto Buckingham BlueDiscovery 3

Admiral multi car for me too.
City living and sub 40s (just)
Insured both cars with admiral for less than A plan quoted for the Jeep alone.
They were very nice on the phone though.
  
Post #14208925th Feb 2015 5:56 pm
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Fitzy73
 


Member Since: 09 Feb 2014
Location: Truro
Posts: 2388

United Kingdom 2010 Discovery 4 3.0 TDV6 XS Auto Causeway GreyDiscovery 4

I think your quote is similar to mine and I'm 40 something with many years NCB, a clean licence and an ok(ish) TR postcode.
 Andy

 
 
Post #14208945th Feb 2015 5:56 pm
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Iguana
 


Member Since: 14 Oct 2013
Location: 'Sunny' Zomerset
Posts: 9209

Wales 2005 Discovery 3 TDV6 S Manual Arctic FrostDiscovery 3

Same for me when I went to A-Plan, similar NCD and age, ended up with Admiral (not multi car) at £250 fully comp
 Iggy/Ieuan

Current LR = 2005 (55 plate) Disco 3 'S' & Sankey Camping Trailer
- Gone but not forgotten:
MY14 FL2 HSE manual in Blue
MY15 Disco 4 HSE Lux in Santorini Black
MY08 Disco 3 SE manual in Buck Blue
1960 Series 2 88" (No idea why I sold it!) 
 
Post #14208995th Feb 2015 6:00 pm
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Blobby
 


Member Since: 28 Feb 2009
Location: Gloucestershire
Posts: 272

United Kingdom 2012 Discovery 4 3.0 SDV6 HSE Auto Baltic BlueDiscovery 4

Admiral were slightly cheaper for me but it was a hassle getting factory added extras covered so I went with A-plan £365 including legal cover, business use, 15 yrs no claims, £300 excess and 18k miles a year. I had to ask for letter to confirm factory options were covered and in fairness that turned up a day later.
  
Post #14209115th Feb 2015 6:10 pm
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Johnny Oxford
 


Member Since: 14 Dec 2014
Location: Chinnor
Posts: 439

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

UPDATE

I just got quoted £340 by admiral, for identical cover, and I went meticulously through it with the guy on the phone to make sure I was getting every detail correct and comparing apples for apples.

I further managed to get that down to £310 by agreeing to re-insure SWMBOs A class with them for the next 12 months, for £205 (so as per members above multi car policy).

So basically I got both cars insured for pretty much the price that A plan were quoting me just for the Disco3.

Shop around folks. Smile
 2014 D4 HSE Facelift Corris Grey

Previous :

Discovery Sport SE (awful)
56 plate D3 HSE TDV6 Zermatt Silver
Defender 90 200tdi 


Last edited by Johnny Oxford on 5th Feb 2015 6:31 pm. Edited 2 times in total 
Post #14209175th Feb 2015 6:21 pm
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Crost
 


Member Since: 29 Jan 2013
Location: Croston, Lancashire
Posts: 997

United Kingdom 2005 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3

£524 with A-Plan this year, 43, safe postcode and full Protected no claims. lean license with business class driving.

I phoned NFU and they wanted £850 which I politely refused. RAC on line quoted £350 but I don't for one second believe they are comparable prices.

I would love to know why its so expensive compared to others on here, the mods I've made are all cosmetic...

I was planning to drop Steve a line to enquire....
 Mark

Remember its only an obsession....

Mods:
Original Beanie Narpy Grill, Black lettering, De-Tango'ed, Side steps, Hids LEDs upgrade, Halo DRL, Smoked side repeaters, D4 Bluetooth upgrade, Flacks magic with the fault mate, Upgraded D4 compressor, ERG's blanked, Tints, D4 rear lights, Short rails & cross bars, LR Ladder. Reversing camera (needs activating!!) 
 
Post #14209195th Feb 2015 6:23 pm
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Martin
Site Admin and Owner 


Member Since: 06 Nov 2004
Location: Hook Norton
Posts: 18021

United Kingdom 2006 Discovery 3 TDV6 SE Manual Buckingham BlueDiscovery 3

Which office did you use? The Thatcham office now deal with the forum enquiries, Steve has moved on from the Bletchley office.
 06 D3 SE / 15 LR D90 XS SW / 88 LR 90 Td5 / 68 BMW 2000 ti
Any issues with the site let me know! 
 
Post #14209215th Feb 2015 6:29 pm
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Crost
 


Member Since: 29 Jan 2013
Location: Croston, Lancashire
Posts: 997

United Kingdom 2005 Discovery 3 TDV6 SE Auto Zermatt SilverDiscovery 3

they called me on 01908 271771

Not sure where that it...
 Mark

Remember its only an obsession....

Mods:
Original Beanie Narpy Grill, Black lettering, De-Tango'ed, Side steps, Hids LEDs upgrade, Halo DRL, Smoked side repeaters, D4 Bluetooth upgrade, Flacks magic with the fault mate, Upgraded D4 compressor, ERG's blanked, Tints, D4 rear lights, Short rails & cross bars, LR Ladder. Reversing camera (needs activating!!) 
 
Post #14209235th Feb 2015 6:31 pm
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Johnny Oxford
 


Member Since: 14 Dec 2014
Location: Chinnor
Posts: 439

United Kingdom 2014 Discovery 4 3.0 SDV6 HSE Auto Corris GreyDiscovery 4

I used the Thatcham office Martin, I read your advice on that before calling them. Spoke to Zoe.

I then got the Admiral quote online from Compare the Meerkat, and called them up to go through it in detail.

Martin wrote:
Which office did you use? The Thatcham office now deal with the forum enquiries, Steve has moved on from the Bletchley office.
 2014 D4 HSE Facelift Corris Grey

Previous :

Discovery Sport SE (awful)
56 plate D3 HSE TDV6 Zermatt Silver
Defender 90 200tdi 


Last edited by Johnny Oxford on 5th Feb 2015 6:33 pm. Edited 1 time in total 
Post #14209255th Feb 2015 6:33 pm
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Martin
Site Admin and Owner 


Member Since: 06 Nov 2004
Location: Hook Norton
Posts: 18021

United Kingdom 2006 Discovery 3 TDV6 SE Manual Buckingham BlueDiscovery 3

That's the Bletchley office, who have handed new enquiries over to Thatcham.

As an aside, Bletchley will still support existing customers, but you are free to "move" to being dealt with by Thatcham at renewal if you wish Smile
 06 D3 SE / 15 LR D90 XS SW / 88 LR 90 Td5 / 68 BMW 2000 ti
Any issues with the site let me know! 
 
Post #14209265th Feb 2015 6:33 pm
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Martin
Site Admin and Owner 


Member Since: 06 Nov 2004
Location: Hook Norton
Posts: 18021

United Kingdom 2006 Discovery 3 TDV6 SE Manual Buckingham BlueDiscovery 3

I have heard that certain insurers pull various tricks to get themselves low down on the comparison sites - such is the volume of insurance now taken out through them, and "most" people just want the cheapest.

Such as not covered factory fitted options, or winter tyres, or horrendous extras premium for modifications. Or charging frightening admin charges should you need to make an alteration.
 06 D3 SE / 15 LR D90 XS SW / 88 LR 90 Td5 / 68 BMW 2000 ti
Any issues with the site let me know! 
 
Post #14209285th Feb 2015 6:35 pm
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