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Named drivers
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 10705

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3
Named drivers

Hi ,

Been trying to find a definitive answer please, Basically if my son can drive my D3

He’s 28 and had his licence 7 x years , he's got his own vehicle and policy , does say on his policy he can drive any other vehicle third party

But can’t find that on my policy , Just so on a day out we can share the driving

Wondering if anyone happens to have noticed it on the A Plan policy please

Thks so much as always in advance Bow down Whistle Hi

Gary
 MY 2005 -D3- TDV6-Java black -Auto
**** D3 - Sticker ****
T- Max Split charge system
Egrs blanked
Dash Clock
3x indicator flash
Belts and upgraded oil pump cover

Retrofitted Front electric seats-( removed seat memory ECU and made up new seat loom so constant power to both seats )
D4 steering wheel stalks
D4 steering wheel with cruise
D4 retrofitted complete loom and windscreen heated washer jets 
 
Post #20599679th Jun 2019 10:21 pm
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Washwipe
 


Member Since: 19 Apr 2013
Location: Bucks Oxon Herts Border
Posts: 3098

England 

I was insured with Ageas via Aplan, couldn’t drive any other vehicle, previous insurer Admiral, couldn’t drive any other vehicle, it’s getting common now. Current insurer Direct Line, at the start of the quote I could drive any other vehicle but as soon as I declared my occupation (Transport Company) they revoked the option, just in case I was asked to drive company vehicle that wasn’t insured was the answer Confused
  
Post #20599689th Jun 2019 10:26 pm
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Admirable
 


Member Since: 19 Jul 2015
Location: Fife
Posts: 778

Scotland 2007 Discovery 3 TDV6 XS Auto Zermatt SilverDiscovery 3

As I understand it;

He can drive your car om his insurance but any claim will be limited to third party claims only.

As he is not named on your policy you will be unable to claim on your insurance for any claim whilst he is driving.
  
Post #20599699th Jun 2019 10:28 pm
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Sea Raider
 


Member Since: 01 Nov 2016
Location: Argyll
Posts: 3917

Scotland 2006 Discovery 3 TDV6 HSE Auto Vienna GreenDiscovery 3

Easier to stick him on your policy as a named driver, probably won't cost anything other than an admin fee
 200Tdi Discovery
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Post #20599729th Jun 2019 11:05 pm
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LT
 


Member Since: 31 Dec 2005
Location: South West
Posts: 17321

United Kingdom 2016 Discovery 4 3.0 TDV6 Landmark LE Auto Santorini BlackDiscovery 4

I would certainly check out the cost of the above suggestion in the first instance. 👍
 2006 D3 HSE (Original & still the best)-GONE
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Post #20599739th Jun 2019 11:14 pm
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 25956

United Kingdom 

I’ve just added my 27 year old son to my A Plan policy on my Defender TD5. I think it’s Ageas that provide the policy.

Without my son it was going to be about £260, with him named it was £720 😮

Quite a hike, but he doesn’t have his own policy, and despite having a full license since he was 18, has not had his own car or insurance since he was 20. So no worthwhile driving record to go by.
  
Post #20599749th Jun 2019 11:16 pm
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Gareth
Site Moderator 


Member Since: 07 Dec 2004
Location: Bramhall
Posts: 25956

United Kingdom 

Meant to add, it’s still cheaper than him buying his own car and insuring it himself.
  
Post #20599759th Jun 2019 11:17 pm
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Stumog
 


Member Since: 24 Mar 2018
Location: Bristol
Posts: 163


If he has 3rd party on any vehicle then perfectly legal for him to.drive your car.

Only issue if you have a accident then your damage will not be covered
  
Post #206000410th Jun 2019 9:05 am
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gstuart
 


Member Since: 21 Oct 2016
Location: kent
Posts: 10705

United Kingdom 2005 Discovery 3 TDV6 Base 7 Seat Auto Java BlackDiscovery 3

Thks as always for the great advice Thumbs Up

Indeed will make contact with A plan to see what costs are involved

It’s the third party situation that would worry me the most , so I assume having him as a named driver the cover would be fully comp

Apologises asking the daft questions

Thks again and will let u know what kind of increase it will be

Bow down
 MY 2005 -D3- TDV6-Java black -Auto
**** D3 - Sticker ****
T- Max Split charge system
Egrs blanked
Dash Clock
3x indicator flash
Belts and upgraded oil pump cover

Retrofitted Front electric seats-( removed seat memory ECU and made up new seat loom so constant power to both seats )
D4 steering wheel stalks
D4 steering wheel with cruise
D4 retrofitted complete loom and windscreen heated washer jets 
 
Post #206000710th Jun 2019 9:10 am
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Fitzy73
 


Member Since: 09 Feb 2014
Location: Truro
Posts: 2388

United Kingdom 2010 Discovery 4 3.0 TDV6 XS Auto Causeway GreyDiscovery 4

I’m also with Ageas via APlan and due to once again having to surrender my licence, tried to add two named drivers (in addition to the two already listed), one was fine and as it turned out no premium increase, just a £30 admin fee, but as the other was under 35 I couldn’t add the second person.

I also couldn’t insure the car elsewhere (so I was told), to get around the problem, as I am again a non-driving policy holder, which seems is going to cause issues, especially as I was then questioned over which named driver would be the main driver etc etc it gave me a headache and I gave up.

Don’t you just love insurance Rolling Eyes
 Andy

 
 
Post #206014810th Jun 2019 5:28 pm
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